Compare Today’s Mortgage Rates in Lacey, Washington 98509
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Lacey, Washington 98509.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Lacey, Washington 98509. For a 30-year fixed loan, our calculations show that you can expect to save up to $12,502 over the lifetime of your mortgage, which translates to a monthly savings of $35 in Lacey and other areas of Thurston county.
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Summary of Average Mortgages in Lacey, Washington 98509
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Lacey, Washington 98509
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Lacey, WA 98509. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Lacey, Washington 98509 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Lacey, Washington and around Thurston county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.88% | 96.91% | 97.20% | 96.17% | 95.48% | 95.41% | 94.83% | 94.33% | 92.09% |
avg mortgage rate | 6.41% | 4.57% | 2.98% | 3.28% | 4.30% | 4.64% | 4.21% | 3.94% | 4.12% |
% 15 year fixed mortgage | 3.31% | 2.66% | 2.33% | 3.18% | 3.57% | 3.83% | 4.55% | 5.01% | 7.13% |
avg mortgage rate | 5.67% | 3.57% | 2.30% | 2.82% | 3.62% | 3.86% | 3.43% | 3.07% | 3.24% |
Avg credit score | 758.65 | 761.48 | 761.81 | 765.55 | 762.59 | 761.22 | 757.23 | 755.82 | 759.23 |
Avg LTV (loan to value) | 78.97% | 79.34% | 80.08% | 80.57% | 79.61% | 77.43% | 78.16% | 79.42% | 79.18% |
Avg DTI (debt to income) | 39.80 | 37.87 | 35.59 | 35.87 | 37.52 | 37.78 | 36.17 | 35.80 | 35.35 |
% First time homebuyer | 56.22% | 55.80% | 55.39% | 53.01% | 50.92% | 45.38% | 43.24% | 41.17% | 40.70% |
Avg mortgage insurance % | 12.52% | 11.47% | 10.91% | 11.38% | 11.10% | 8.60% | 8.76% | 9.78% | 9.31% |
Best Mortgage Brokers around Lacey, Washington 98509
For those searching for a new home in Lacey, we have compiled a list of the top mortgage brokers located in and around Lacey, Washington 98509 to assist you with your search.
Name
Address
Contact
Cu Mortgage Division
8665 Martin Way E
Lacey WA 98509
(360) 539-4687
Blackstone Lending Group
8621 Martin Way E
Lacey WA 98509
(360) 455-4644
Lend McLaughlin
8640 Martin Way E
Lacey WA 98509
(360) 570-2083
http://mlsfunding.com
Kayla Lea Jorgenson - US Bank Mortgage Loan Originator
5520 Martin Way E
Lacey WA 98509
(360) 280-0273
kaylalea.jorgenson@usbank.com
Met Life Home Loans
5400 Martin Way E
Lacey WA 98509
(360) 252-3600
http://firsthorizon.com
Address
8665 Martin Way E
Lacey WA
Contact
(360) 539-4687
Address
8621 Martin Way E
Lacey WA
Contact
(360) 455-4644
Address
8640 Martin Way E
Lacey WA
Contact
(360) 570-2083
http://mlsfunding.com