Compare Today’s Mortgage Rates in Richland, Washington 99354
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Richland, Washington 99354.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Richland, Washington 99354. For a 30-year fixed loan, our calculations show that you can expect to save up to $12,502 over the lifetime of your mortgage, which translates to a monthly savings of $35 in Richland and other areas of Benton county.
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Summary of Average Mortgages in Richland, Washington 99354
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Richland, Washington 99354
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Richland, WA 99354. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Richland, Washington 99354 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Richland, Washington and around Benton county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 99.26% | 96.41% | 94.62% | 96.12% | 92.46% | 93.33% | 91.26% | 90.49% | 92.46% |
avg mortgage rate | 6.33% | 4.61% | 3.05% | 3.37% | 4.40% | 4.72% | 4.18% | 3.88% | 4.08% |
% 15 year fixed mortgage | 0.74% | 2.81% | 4.06% | 3.55% | 5.75% | 5.59% | 6.80% | 8.91% | 7.06% |
avg mortgage rate | 5.88% | 3.85% | 2.30% | 2.98% | 3.83% | 3.99% | 3.42% | 3.09% | 3.30% |
Avg credit score | 754.82 | 769.61 | 753.22 | 751.61 | 754.39 | 752.63 | 754.30 | 753.47 | 756.72 |
Avg LTV (loan to value) | 78.04% | 76.88% | 79.47% | 79.38% | 80.20% | 78.90% | 81.27% | 83.40% | 81.94% |
Avg DTI (debt to income) | 37.93 | 37.66 | 35.74 | 35.93 | 36.51 | 35.73 | 35.29 | 34.64 | 34.84 |
% First time homebuyer | 33.82% | 32.66% | 30.23% | 29.89% | 26.79% | 21.62% | 23.50% | 23.28% | 22.38% |
Avg mortgage insurance % | 11.90% | 9.60% | 11.22% | 11.14% | 11.83% | 10.91% | 11.97% | 14.60% | 13.23% |
Best Mortgage Brokers around Richland, Washington 99354
For those searching for a new home in Richland, we have compiled a list of the top mortgage brokers located in and around Richland, Washington 99354 to assist you with your search.
Name
Address
Contact
Ace Cash Express
1301 Jadwin Ave
Richland WA 99354
(509) 946-9709
http://www.acecashexpress.com/
Corner Stone Mortgage
2960 Sawgrass Loop
Richland WA 99354
(509) 375-1865
Home Loan Center
1846 Terminal Dr
Richland WA 99354
(509) 943-1498
Quik Cash
1402 Jadwin Ave
Richland WA 99354
(509) 946-4480
Rabo Agrifinance
295 Bradley Blvd
Richland WA 99354
(509) 946-0134
Address
1301 Jadwin Ave
Richland WA
Contact
(509) 946-9709
http://www.acecashexpress.com/
Address
2960 Sawgrass Loop
Richland WA
Contact
(509) 375-1865
Address
1846 Terminal Dr
Richland WA
Contact
(509) 943-1498