Compare Today’s Mortgage Rates in Ridgefield, Washington 98642
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Ridgefield, Washington 98642.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Ridgefield, Washington 98642. For a 30-year fixed loan, our calculations show that you can expect to save up to $18,385 over the lifetime of your mortgage, which translates to a monthly savings of $51 in Ridgefield and other areas of Clark county.
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Summary of Average Mortgages in Ridgefield, Washington 98642
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Ridgefield, Washington 98642
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Ridgefield, WA 98642. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Ridgefield, Washington 98642 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Ridgefield, Washington and around Clark county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.88% | 96.91% | 97.20% | 96.17% | 95.48% | 95.41% | 94.83% | 94.33% | 92.09% |
avg mortgage rate | 6.41% | 4.57% | 2.98% | 3.28% | 4.30% | 4.64% | 4.21% | 3.94% | 4.12% |
% 15 year fixed mortgage | 3.31% | 2.66% | 2.33% | 3.18% | 3.57% | 3.83% | 4.55% | 5.01% | 7.13% |
avg mortgage rate | 5.67% | 3.57% | 2.30% | 2.82% | 3.62% | 3.86% | 3.43% | 3.07% | 3.24% |
Avg credit score | 758.65 | 761.48 | 761.81 | 765.55 | 762.59 | 761.22 | 757.23 | 755.82 | 759.23 |
Avg LTV (loan to value) | 78.97% | 79.34% | 80.08% | 80.57% | 79.61% | 77.43% | 78.16% | 79.42% | 79.18% |
Avg DTI (debt to income) | 39.80 | 37.87 | 35.59 | 35.87 | 37.52 | 37.78 | 36.17 | 35.80 | 35.35 |
% First time homebuyer | 56.22% | 55.80% | 55.39% | 53.01% | 50.92% | 45.38% | 43.24% | 41.17% | 40.70% |
Avg mortgage insurance % | 12.52% | 11.47% | 10.91% | 11.38% | 11.10% | 8.60% | 8.76% | 9.78% | 9.31% |
Best Mortgage Brokers around Ridgefield, Washington 98642
For those searching for a new home in Ridgefield, we have compiled a list of the top mortgage brokers located in and around Ridgefield, Washington 98642 to assist you with your search.
Name
Address
Contact
Lighthouse Financial Group
24703 NW 4th Ct
Ridgefield WA 98642
(360) 737-3150
http://www.lighthousefingroup.com
Countrywide Home Loans
2103 NE 129th St
Vancouver WA 98642
(360) 546-8600
Home Team Funding
211 E 11th St
Vancouver WA 98642
(360) 993-5800
Speedy Cash
3125 Ocean Beach Hwy
Longview WA 98642
(360) 414-8800
jasonsmith@speedcash.comcastbiz.net
Life Mortgage
842 Washington Way
Longview WA 98642
(360) 414-4000
bobd@lifemort.com
Address
24703 NW 4th Ct
Ridgefield WA
Contact
(360) 737-3150
http://www.lighthousefingroup.com
Address
2103 NE 129th St
Vancouver WA
Contact
(360) 546-8600
Address
211 E 11th St
Vancouver WA
Contact
(360) 993-5800