Compare Today’s Mortgage Rates for Spokane, Washington

Pureloan searches mortgage lenders and major banks in Spokane, Washington 99299 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $11,527 or $32 / month is expected in Spokane and other areas of Franklin county.

Pureloan’s search engine explores all home mortgage options in Spokane, Washington 99299, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Spokane, Washington 99299

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Spokane, WA 99299, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Spokane, Washington 99299 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Spokane, Washington and around Franklin county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.59% 77.78% 86.99% 78.82% 82.22% 85.50% 91.26% 91.13%
avg mortgage rate 4.79% 4.59% 3.81% 3.93% 4.44% 4.11% 3.84% 4.15%
% 15 year fixed mortgage 13.10% 21.26% 11.38% 20.00% 17.14% 12.99% 7.97% 8.06%
avg mortgage rate 4.08% 3.71% 2.97% 3.19% 3.53% 3.21% 3.06% 3.25%
Avg credit score 758.02 754.97 755.13 751.04 754.19 748.06 748.33 746.36
Avg LTV (loan to value) 78.72% 81.08% 79.22% 83.42% 83.52% 83.19% 83.70% 84.02%
Avg DTI (debt to income) 32.93 31.88 32.33 31.45 33.02 33.23 32.89 35.46
% First time homebuyer 28.38% 20.29% 16.26% 18.82% 19.37% 19.34% 24.94% 17.74%
Avg mortgage insurance % 7.53% 9.47% 10.24% 13.11% 13.62% 13.66% 14.41% 13.44%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Spokane, Washington 99299

If you’re looking to buy a new home in Spokane, we have compiled a list of the leading mortgage brokers around Spokane, Washington 99299 to help you with your search.

Name
Address
Contact

Mortgage Money Source

1503 E 35th Ave

Spokane WA 99299

(509) 838-5299

Chris Jacobs

621 E 30th Ave

Spokane WA 99299

(509) 455-6843

chris.jacobs@usbank.com

Acceptance Capital Mtg

1403 S Grand Blvd

Spokane WA 99299

(509) 455-3532

http://www.myacmc.com/

Windermere Manito

2829 S Grand Blvd

Spokane WA 99299

(509) 456-6003

erayburn@windermere.com

Wells Fargo Financial

3209 E 57th Ave

Spokane WA 99299

(509) 228-9604

http://wellsfargo.com/

Address

1503 E 35th Ave

Spokane WA

Contact

(509) 838-5299

Address

621 E 30th Ave

Spokane WA

Contact

(509) 455-6843

chris.jacobs@usbank.com

Address

1403 S Grand Blvd

Spokane WA

Contact

(509) 455-3532

http://www.myacmc.com/

News on Mortgages and Reverse Mortgages for Spokane, Washington 99299