Compare Today’s Mortgage Rates for Spokane, Washington
Pureloan searches mortgage lenders and major banks in Spokane, Washington 99299 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $11,527 or $32 / month is expected in Spokane and other areas of Franklin county.
Pureloan’s search engine explores all home mortgage options in Spokane, Washington 99299, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Spokane, Washington 99299
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Spokane, WA 99299, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Spokane, Washington 99299 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Spokane, Washington and around Franklin county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.59% | 77.78% | 86.99% | 78.82% | 82.22% | 85.50% | 91.26% | 91.13% |
| avg mortgage rate | 4.79% | 4.59% | 3.81% | 3.93% | 4.44% | 4.11% | 3.84% | 4.15% |
| % 15 year fixed mortgage | 13.10% | 21.26% | 11.38% | 20.00% | 17.14% | 12.99% | 7.97% | 8.06% |
| avg mortgage rate | 4.08% | 3.71% | 2.97% | 3.19% | 3.53% | 3.21% | 3.06% | 3.25% |
| Avg credit score | 758.02 | 754.97 | 755.13 | 751.04 | 754.19 | 748.06 | 748.33 | 746.36 |
| Avg LTV (loan to value) | 78.72% | 81.08% | 79.22% | 83.42% | 83.52% | 83.19% | 83.70% | 84.02% |
| Avg DTI (debt to income) | 32.93 | 31.88 | 32.33 | 31.45 | 33.02 | 33.23 | 32.89 | 35.46 |
| % First time homebuyer | 28.38% | 20.29% | 16.26% | 18.82% | 19.37% | 19.34% | 24.94% | 17.74% |
| Avg mortgage insurance % | 7.53% | 9.47% | 10.24% | 13.11% | 13.62% | 13.66% | 14.41% | 13.44% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Spokane, Washington 99299
If you’re looking to buy a new home in Spokane, we have compiled a list of the leading mortgage brokers around Spokane, Washington 99299 to help you with your search.
Name
Address
Contact
Mortgage Money Source
1503 E 35th Ave
Spokane WA 99299
(509) 838-5299
Chris Jacobs
621 E 30th Ave
Spokane WA 99299
(509) 455-6843
chris.jacobs@usbank.com
Acceptance Capital Mtg
1403 S Grand Blvd
Spokane WA 99299
(509) 455-3532
http://www.myacmc.com/
Windermere Manito
2829 S Grand Blvd
Spokane WA 99299
(509) 456-6003
erayburn@windermere.com
Wells Fargo Financial
3209 E 57th Ave
Spokane WA 99299
(509) 228-9604
http://wellsfargo.com/
Address
1503 E 35th Ave
Spokane WA
Contact
(509) 838-5299
Address
621 E 30th Ave
Spokane WA
Contact
(509) 455-6843
chris.jacobs@usbank.com
Address
1403 S Grand Blvd
Spokane WA
Contact
(509) 455-3532
http://www.myacmc.com/