Compare Today’s Mortgage Rates in West Richland, Washington 99353
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in West Richland, Washington 99353.
Our search engine thoroughly explores all home mortgage options in West Richland, Washington 99353, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $13,605 in lifetime cash or $38 per month in West Richland and other areas of Benton county.
Summary of Average Mortgages in West Richland, Washington 99353
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Interactive Mortgage Rate Projections for West Richland, Washington 99353
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in West Richland, WA 99353. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in West Richland, Washington 99353 from 2024 - 2016
We have compiled mortgage rates charts for home loans in West Richland, Washington and around Benton county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 99.26% | 96.41% | 94.62% | 96.12% | 92.46% | 93.33% | 91.26% | 90.49% | 92.46% |
avg mortgage rate | 6.33% | 4.61% | 3.05% | 3.37% | 4.40% | 4.72% | 4.18% | 3.88% | 4.08% |
% 15 year fixed mortgage | 0.74% | 2.81% | 4.06% | 3.55% | 5.75% | 5.59% | 6.80% | 8.91% | 7.06% |
avg mortgage rate | 5.88% | 3.85% | 2.30% | 2.98% | 3.83% | 3.99% | 3.42% | 3.09% | 3.30% |
Avg credit score | 754.82 | 769.61 | 753.22 | 751.61 | 754.39 | 752.63 | 754.30 | 753.47 | 756.72 |
Avg LTV (loan to value) | 78.04% | 76.88% | 79.47% | 79.38% | 80.20% | 78.90% | 81.27% | 83.40% | 81.94% |
Avg DTI (debt to income) | 37.93 | 37.66 | 35.74 | 35.93 | 36.51 | 35.73 | 35.29 | 34.64 | 34.84 |
% First time homebuyer | 33.82% | 32.66% | 30.23% | 29.89% | 26.79% | 21.62% | 23.50% | 23.28% | 22.38% |
Avg mortgage insurance % | 11.90% | 9.60% | 11.22% | 11.14% | 11.83% | 10.91% | 11.97% | 14.60% | 13.23% |
Best Mortgage Brokers around West Richland, Washington 99353
For those searching for a new home in West Richland, we have compiled a list of the top mortgage brokers located in and around West Richland, Washington 99353 to assist you with your search.
Mortgage Express
710 George Washington Way
Richland WA 99353
(509) 946-9600
Cherry Creek Mortgage
1455 Columbia Park Trl
Richland WA 99353
(509) 735-6603
info@ccmclending.com
Los Gatos Lending Group
1274 Jubilee St
Richland WA 99353
(415) 902-0619
jhoannaj@gmail.com
Landmark Professional Mortgage
1333 Columbia Park Trl
Richland WA 99353
(509) 491-3520
http://landmarkprofessional.net
World Business Capital
627 The Pkwy
Richland WA 99353
(509) 943-9152
http://www.wbccorp.com/
Address
710 George Washington Way
Richland WA
Contact
(509) 946-9600
Address
1455 Columbia Park Trl
Richland WA
Contact
(509) 735-6603
info@ccmclending.com
Address
1274 Jubilee St
Richland WA
Contact
(415) 902-0619
jhoannaj@gmail.com