Compare Today’s Mortgage Rates for Cottage Grove, Wisconsin

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Cottage Grove, Wisconsin 53527. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $12,737 or $35 / month in Cottage Grove and surrounding areas of Dane county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Cottage Grove, Wisconsin 53527.

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Summary of Average Mortgage Terms in Cottage Grove, Wisconsin 53527

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Cottage Grove, WI 53527, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Cottage Grove, Wisconsin 53527 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Cottage Grove, Wisconsin and around Dane county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 91.71% 87.38% 87.48% 86.27% 87.07% 88.04% 89.13% 89.26%
avg mortgage rate 4.92% 4.65% 3.88% 3.93% 4.41% 4.07% 3.83% 4.09%
% 15 year fixed mortgage 6.62% 9.36% 10.21% 11.67% 10.57% 9.43% 8.60% 8.43%
avg mortgage rate 4.34% 3.88% 3.11% 3.05% 3.40% 3.20% 2.97% 3.24%
Avg credit score 763.41 764.56 763.12 761.18 757.25 756.19 755.04 752.83
Avg LTV (loan to value) 77.19% 78.44% 79.77% 80.54% 81.75% 82.28% 82.19% 81.64%
Avg DTI (debt to income) 31.93 31.37 31.18 31.37 32.31 32.41 32.54 33.06
% First time homebuyer 26.40% 25.03% 21.87% 27.27% 31.30% 32.94% 30.77% 26.12%
Avg mortgage insurance % 6.38% 7.89% 9.74% 10.58% 12.32% 12.94% 12.31% 11.65%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Cottage Grove, Wisconsin 53527

If you’re looking to buy a new home in Cottage Grove, we have compiled a list of the leading mortgage brokers around Cottage Grove, Wisconsin 53527 to help you with your search.

Name
Address
Contact

Cash Store

1515 Madison Ave

Fort Atkinson WI 53527

(920) 568-2800

http://www.cashstore.com

Ez Money Pay Day Loans

1309 Madison Ave

Fort Atkinson WI 53527

(920) 568-9064

usfsmarketing@ezcorp.com

World Finance

825 Lexington Blvd

Fort Atkinson WI 53527

(920) 568-1903

http://worldacceptance.com

North Motor Bank

100 Sherman Ave E

Fort Atkinson WI 53527

(920) 568-4068

http://www.bankwithpremier.com/

First American Bankshares

70 N Main St

Fort Atkinson WI 53527

(920) 563-6616

http://www.bankwithpremier.com

Address

1515 Madison Ave

Fort Atkinson WI

Contact

(920) 568-2800

http://www.cashstore.com

Address

1309 Madison Ave

Fort Atkinson WI

Contact

(920) 568-9064

usfsmarketing@ezcorp.com

Address

825 Lexington Blvd

Fort Atkinson WI

Contact

(920) 568-1903

http://worldacceptance.com

News on Mortgages and Reverse Mortgages for Cottage Grove, Wisconsin 53527