Compare Today’s Mortgage Rates for Janesville, Wisconsin
Pureloan searches mortgage lenders and major banks in Janesville, Wisconsin 53548 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $5,442 or $15 / month is expected in Janesville and other areas of Rock county.
Pureloan’s search engine explores all home mortgage options in Janesville, Wisconsin 53548, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Janesville, Wisconsin 53548
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Janesville, WI 53548, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Janesville, Wisconsin 53548 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Janesville, Wisconsin and around Rock county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 91.71% | 87.38% | 87.48% | 86.27% | 87.07% | 88.04% | 89.13% | 89.26% |
| avg mortgage rate | 4.92% | 4.65% | 3.88% | 3.93% | 4.41% | 4.07% | 3.83% | 4.09% |
| % 15 year fixed mortgage | 6.62% | 9.36% | 10.21% | 11.67% | 10.57% | 9.43% | 8.60% | 8.43% |
| avg mortgage rate | 4.34% | 3.88% | 3.11% | 3.05% | 3.40% | 3.20% | 2.97% | 3.24% |
| Avg credit score | 763.41 | 764.56 | 763.12 | 761.18 | 757.25 | 756.19 | 755.04 | 752.83 |
| Avg LTV (loan to value) | 77.19% | 78.44% | 79.77% | 80.54% | 81.75% | 82.28% | 82.19% | 81.64% |
| Avg DTI (debt to income) | 31.93 | 31.37 | 31.18 | 31.37 | 32.31 | 32.41 | 32.54 | 33.06 |
| % First time homebuyer | 26.40% | 25.03% | 21.87% | 27.27% | 31.30% | 32.94% | 30.77% | 26.12% |
| Avg mortgage insurance % | 6.38% | 7.89% | 9.74% | 10.58% | 12.32% | 12.94% | 12.31% | 11.65% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Janesville, Wisconsin 53548
If you’re looking to buy a new home in Janesville, we have compiled a list of the leading mortgage brokers around Janesville, Wisconsin 53548 to help you with your search.
Title Loans of America
1616 W Court St
Janesville WI 53548
(608) 741-7046
http://www.wisconsincashusa.com
Wisconsin Auto Title Loans
1616 W Court St
Janesville WI 53548
(608) 741-7046
http://www.wisconsinautotitleloansinc.com/
1st Choice Mortgage
4450 Milton Ave
Janesville WI 53548
(608) 314-1276
http://www.1stchoicemortgage.com/
Top Flite Financial
1360 Excalibur Dr
Janesville WI 53548
(608) 758-5600
Shorewest Realtors
4323 Milton Ave
Janesville WI 53548
(608) 754-2121
info@shorewest.com
Address
1616 W Court St
Janesville WI
Contact
(608) 741-7046
http://www.wisconsincashusa.com
Address
1616 W Court St
Janesville WI
Contact
(608) 741-7046
http://www.wisconsinautotitleloansinc.com/
Address
4450 Milton Ave
Janesville WI
Contact
(608) 314-1276
http://www.1stchoicemortgage.com/