Compare Today’s Mortgage Rates for La Crosse, Wisconsin
Pureloan searches mortgage lenders and major banks in La Crosse, Wisconsin 54603 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $5,086 or $14 / month is expected in La Crosse and other areas of La Crosse county.
Pureloan’s search engine explores all home mortgage options in La Crosse, Wisconsin 54603, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
No suitable program is found
Summary of Average Mortgage Terms in La Crosse, Wisconsin 54603
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in La Crosse, WI 54603, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for La Crosse, Wisconsin 54603 from 2012 - 2019
We have compiled mortgage rate charts for home loans in La Crosse, Wisconsin and around La Crosse county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 86.70% | 81.31% | 84.26% | 83.37% | 82.92% | 82.28% | 85.92% | 84.03% |
| avg mortgage rate | 4.97% | 4.71% | 3.87% | 4.05% | 4.43% | 4.07% | 3.81% | 4.07% |
| % 15 year fixed mortgage | 9.50% | 14.88% | 12.54% | 14.09% | 13.26% | 12.91% | 10.29% | 14.58% |
| avg mortgage rate | 4.42% | 3.97% | 3.13% | 3.12% | 3.42% | 3.30% | 3.08% | 3.03% |
| Avg credit score | 762.53 | 760.72 | 759.79 | 759.11 | 758.37 | 755.99 | 755.39 | 751.78 |
| Avg LTV (loan to value) | 79.97% | 80.54% | 81.97% | 82.73% | 83.38% | 83.41% | 83.73% | 83.76% |
| Avg DTI (debt to income) | 30.70 | 30.95 | 30.86 | 30.48 | 31.44 | 30.43 | 31.40 | 32.43 |
| % First time homebuyer | 31.59% | 27.34% | 24.20% | 30.02% | 34.83% | 35.29% | 27.80% | 26.39% |
| Avg mortgage insurance % | 8.46% | 9.21% | 10.58% | 11.81% | 12.94% | 12.88% | 13.70% | 12.69% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around La Crosse, Wisconsin 54603
If you’re looking to buy a new home in La Crosse, we have compiled a list of the leading mortgage brokers around La Crosse, Wisconsin 54603 to help you with your search.
Name
Address
Contact
Cash Fast
2408 Rose St
La Crosse WI 54603
(608) 781-4444
Wisconsin Auto Title Loans
1751 Rose St
La Crosse WI 54603
(608) 796-1708
http://www.wisconsinautotitleloansinc.com/
Amec Home Loans
444 Main St
La Crosse WI 54603
(608) 784-5630
M & I Bank
3500 Highway 16
La Crosse WI 54603
(608) 781-8834
http://www.mibank.com
Pay Day Loan Store of Wisconsin
4009 Mormon Coulee Rd
La Crosse WI 54603
(608) 787-6000
http://www.plsloan.net
Address
2408 Rose St
La Crosse WI
Contact
(608) 781-4444
Address
1751 Rose St
La Crosse WI
Contact
(608) 796-1708
http://www.wisconsinautotitleloansinc.com/
Address
444 Main St
La Crosse WI
Contact
(608) 784-5630