Compare Today’s Mortgage Rates for Madison, Wisconsin

Pureloan searches all major banks and mortgage lenders for the best home loan rates in Madison, Wisconsin 53794. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $8,138 or $23 / month in Madison and surrounding areas of Dane county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Madison, Wisconsin 53794.

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Summary of Average Mortgage Terms in Madison, Wisconsin 53794

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Historical Mortgage Rates for Madison, Wisconsin 53794 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Madison, Wisconsin and around Dane county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed mortgage 91.71% 87.38% 87.48% 86.27% 87.07% 88.04% 89.13% 89.26%
avg mortgage rate 4.92% 4.65% 3.88% 3.93% 4.41% 4.07% 3.83% 4.09%
% 15 year fixed mortgage 6.62% 9.36% 10.21% 11.67% 10.57% 9.43% 8.60% 8.43%
avg mortgage rate 4.34% 3.88% 3.11% 3.05% 3.40% 3.20% 2.97% 3.24%
% 10 year fixed mortgage 0.24% 0.33% 0.17% 0.26% 0.36% 0.25% 0.14% 0.17%
avg mortgage rate 4.25% 3.67% 2.94% 3.00% 3.31% 3.31% 3.10% 3.15%
Avg credit score 763.41 764.56 763.12 761.18 757.25 756.19 755.04 752.83
Avg LTV (loan to value) 77.19% 78.44% 79.77% 80.54% 81.75% 82.28% 82.19% 81.64%
Avg Combined LTV (loan to value) 77.76% 78.75% 80.19% 80.95% 82.07% 82.59% 82.54% 81.90%
Avg DTI (debt to income) 31.93 31.37 31.18 31.37 32.31 32.41 32.54 33.06
% First time homebuyer 26.40% 25.03% 21.87% 27.27% 31.30% 32.94% 30.77% 26.12%
Avg mortgage insurance % 6.38% 7.89% 9.74% 10.58% 12.32% 12.94% 12.31% 11.65%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Madison, Wisconsin 53794

If you’re looking to buy a new home in Madison, we have compiled a list of the leading mortgage brokers around Madison, Wisconsin 53794 to help you with your search.

Name
Address
Contact

Summit Lender Direct Service

4222 Milwaukee St

Madison WI 53794

(608) 241-3773

http://summitlds.com

4 Ever Mortgage

1320 Mendota St

Madison WI 53794

(608) 240-9400

aaron@4evermortgage.com

MoneyMax Title Loans

405 S Park St

Madison WI 53794

(608) 256-9164

World Acceptance

805 S Park St

Madison WI 53794

(608) 819-8950

http://worldacceptance.com

America's Lending Authority.Com

1008 Fish Hatchery Rd

Madison WI 53794

(608) 441-8820

Address

4222 Milwaukee St

Madison WI

Contact

(608) 241-3773

http://summitlds.com

Address

1320 Mendota St

Madison WI

Contact

(608) 240-9400

aaron@4evermortgage.com

Address

405 S Park St

Madison WI

Contact

(608) 256-9164

News on Mortgages and Reverse Mortgages for Madison, Wisconsin 53794