Compare Today’s Mortgage Rates in Stoughton, Wisconsin 53589
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Stoughton, Wisconsin 53589.
Our search engine thoroughly explores all home mortgage options in Stoughton, Wisconsin 53589, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $10,155 in lifetime cash or $28 per month in Stoughton and other areas of Dane county.
Summary of Average Mortgages in Stoughton, Wisconsin 53589
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Interactive Mortgage Rate Projections for Stoughton, Wisconsin 53589
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Stoughton, WI 53589. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Stoughton, Wisconsin 53589 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Stoughton, Wisconsin and around Dane county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.09% | 93.76% | 91.24% | 88.22% | 89.32% | 87.19% | 83.09% | 85.59% | 78.45% |
avg mortgage rate | 6.64% | 4.72% | 3.04% | 3.32% | 4.39% | 4.69% | 4.11% | 3.82% | 4.04% |
% 15 year fixed mortgage | 3.91% | 4.59% | 6.80% | 9.06% | 7.19% | 8.62% | 12.75% | 10.59% | 16.85% |
avg mortgage rate | 6.28% | 4.00% | 2.32% | 2.81% | 3.62% | 3.91% | 3.33% | 3.01% | 3.20% |
Avg credit score | 813.67 | 746.70 | 761.27 | 750.04 | 748.97 | 748.58 | 751.73 | 753.63 | 753.21 |
Avg LTV (loan to value) | 80.66% | 82.60% | 83.65% | 84.52% | 83.04% | 81.87% | 82.03% | 83.59% | 80.28% |
Avg DTI (debt to income) | 37.70 | 37.29 | 33.04 | 33.39 | 35.90 | 34.44 | 32.45 | 32.69 | 32.55 |
% First time homebuyer | 43.75% | 43.85% | 38.30% | 37.32% | 32.24% | 19.95% | 24.26% | 26.27% | 30.94% |
Avg mortgage insurance % | 12.52% | 13.52% | 13.28% | 14.22% | 12.65% | 11.83% | 11.76% | 13.20% | 9.47% |
Best Mortgage Brokers around Stoughton, Wisconsin 53589
For those searching for a new home in Stoughton, we have compiled a list of the top mortgage brokers located in and around Stoughton, Wisconsin 53589 to assist you with your search.
Lakeside Mortgage
1718 US Highway 51
Stoughton WI 53589
(608) 205-6300
Wells Fargo Home Mortgage
911 W Main St
Stoughton WI 53589
(608) 873-2967
http://www.wellsfargo.com/mortgage/
Evergreen State Bank
207 S Forrest St
Stoughton WI 53589
(608) 873-6681
http://www.msbonline.com
Homeowners Financial Services
1211 Hamilton St
Stoughton WI 53589
(608) 205-9195
http://www.homeownersfinancial.net
First Federated Mortgage
251 S Main St
Verona WI 53589
(608) 267-1160
Address
1718 US Highway 51
Stoughton WI
Contact
(608) 205-6300
Address
911 W Main St
Stoughton WI
Contact
(608) 873-2967
http://www.wellsfargo.com/mortgage/
Address
207 S Forrest St
Stoughton WI
Contact
(608) 873-6681
http://www.msbonline.com