Compare Today’s Mortgage Rates in Charleston, West Virginia 25350
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Charleston, West Virginia 25350.
Our search engine thoroughly explores all home mortgage options in Charleston, West Virginia 25350, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $7,084 in lifetime cash or $20 per month in Charleston and other areas of Kanawha county.
Summary of Average Mortgages in Charleston, West Virginia 25350
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Interactive Mortgage Rate Projections for Charleston, West Virginia 25350
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Charleston, WV 25350. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Charleston, West Virginia 25350 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Charleston, West Virginia and around Kanawha county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 84.13% | 88.89% | 84.72% | 87.10% | 82.32% | 81.17% | 84.52% | 86.89% | 84.80% |
avg mortgage rate | 6.73% | 4.51% | 3.07% | 3.45% | 4.45% | 4.61% | 4.14% | 3.94% | 4.09% |
% 15 year fixed mortgage | 15.87% | 8.89% | 12.85% | 9.68% | 14.92% | 12.34% | 11.61% | 11.48% | 8.80% |
avg mortgage rate | 5.90% | 3.49% | 2.46% | 2.98% | 3.73% | 3.91% | 3.44% | 3.05% | 3.40% |
Avg credit score | 748.87 | 748.54 | 749.56 | 746.97 | 749.57 | 745.05 | 752.81 | 744.70 | 742.80 |
Avg LTV (loan to value) | 81.59% | 84.76% | 85.43% | 84.01% | 83.70% | 82.60% | 83.05% | 82.91% | 82.32% |
Avg DTI (debt to income) | 33.70 | 31.96 | 30.04 | 30.59 | 29.95 | 31.31 | 31.32 | 30.61 | 30.90 |
% First time homebuyer | 39.68% | 44.00% | 47.92% | 47.00% | 48.07% | 37.66% | 35.48% | 44.26% | 37.60% |
Avg mortgage insurance % | 12.49% | 15.34% | 15.78% | 15.22% | 12.81% | 11.26% | 12.09% | 13.20% | 12.31% |
Best Mortgage Brokers around Charleston, West Virginia 25350
For those searching for a new home in Charleston, we have compiled a list of the top mortgage brokers located in and around Charleston, West Virginia 25350 to assist you with your search.
Equity Holding
1606 Kirklee Rd
Charleston WV 25350
(304) 744-1656
Ficon Bush Insurance Agency
43 MacCorkle Ave SW
Charleston WV 25350
(304) 345-0760
sheribush@ficonbush.com
Solution One Mortgage
205 D St
Charleston WV 25350
(304) 744-2980
info@solutiononemortgage.com
Onemain Financial
220 Virginia St W
Charleston WV 25350
(304) 342-7161
http://www.onemainfinancial.com/uscfa/cfa/portal/home.do
Springleaf Financial Service
905 Cross Lanes Dr
Charleston WV 25350
(304) 744-8135
http://springleaffinancial.com
Address
1606 Kirklee Rd
Charleston WV
Contact
(304) 744-1656
Address
43 MacCorkle Ave SW
Charleston WV
Contact
(304) 345-0760
sheribush@ficonbush.com
Address
205 D St
Charleston WV
Contact
(304) 744-2980
info@solutiononemortgage.com