Compare Today’s Mortgage Rates in Saratoga, Wyoming 82331
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Saratoga, Wyoming 82331.
Our search engine thoroughly explores all home mortgage options in Saratoga, Wyoming 82331, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $8,701 in lifetime cash or $24 per month in Saratoga and other areas of Carbon county.
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Summary of Average Mortgages in Saratoga, Wyoming 82331
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Interactive Mortgage Rate Projections for Saratoga, Wyoming 82331
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Saratoga, WY 82331. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Saratoga, Wyoming 82331 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Saratoga, Wyoming and around Carbon county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 80.00% | 100.00% | 95.56% | 82.61% | 84.00% | 93.33% | 94.12% | 88.24% | 81.82% |
avg mortgage rate | 6.89% | 4.94% | 3.04% | 3.36% | 4.36% | 4.59% | 4.10% | 3.88% | 4.01% |
% 15 year fixed mortgage | 20.00% | 4.44% | 13.04% | 16.00% | 6.67% | 5.88% | 9.09% | ||
avg mortgage rate | 5.81% | 2.38% | 2.83% | 3.75% | 3.38% | 3.13% | 3.38% | ||
Avg credit score | 736.40 | 746.28 | 747.07 | 752.70 | 751.92 | 768.33 | 756.65 | 743.35 | 766.27 |
Avg LTV (loan to value) | 84.00% | 83.56% | 84.33% | 80.61% | 86.44% | 84.73% | 82.59% | 85.06% | 87.73% |
Avg DTI (debt to income) | 37.40 | 35.53 | 32.87 | 29.65 | 30.32 | 28.27 | 31.29 | 36.29 | 29.00 |
% First time homebuyer | 40.00% | 28.13% | 28.89% | 17.39% | 20.00% | 20.00% | 17.65% | 17.65% | 36.36% |
Avg mortgage insurance % | 17.00% | 12.69% | 12.96% | 14.43% | 14.16% | 15.00% | 13.24% | 13.94% | 17.91% |
Best Mortgage Brokers around Saratoga, Wyoming 82331
For those searching for a new home in Saratoga, we have compiled a list of the top mortgage brokers located in and around Saratoga, Wyoming 82331 to assist you with your search.
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