Compare Today’s Refinance Rates for Clarks Point, Alaska 99569
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Clarks Point, Alaska 99569.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,838 over the lifetime of your mortgage, which translates to a monthly savings of $16 in Clarks Point and other areas of Kodiak Island county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Clarks Point, Alaska 99569
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Interactive Refinance Rate Projections for Clarks Point, Alaska 99569
Pureloan has developed an interactive chart to monitor the five largest local lenders in Clarks Point, AK 99569, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Clarks Point, Alaska 99569 from 2024 - 2016
The following historical data provides insights into refinancing trends in Clarks Point, Alaska and the surrounding Kodiak Island county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 58.60% | 58.64% | 56.50% | 55.76% | 58.72% | 51.01% | 46.61% | 56.61% | |
avg refi rate | 3.99% | 3.90% | 4.12% | 4.54% | 3.63% | 3.88% | 4.45% | 4.68% | |
% 15 year fixed refinance | 37.58% | 31.41% | 34.46% | 36.97% | 36.40% | 40.35% | 45.43% | 37.19% | |
avg refi rate | 3.25% | 3.11% | 3.26% | 3.52% | 2.91% | 3.16% | 3.69% | 4.10% | |
Avg credit score | 754.36 | 753.07 | 753.58 | 748.95 | 761.64 | 764.21 | 762.89 | 759.14 | |
Avg LTV (loan to value) | 68.41% | 69.70% | 69.03% | 68.04% | 68.52% | 67.89% | 67.49% | 66.35% | |
Avg DTI (debt to income) | 32.57 | 32.50 | 32.43 | 33.11 | 29.90 | 30.25 | 30.89 | 30.92 | |
Avg refinance insurance % | 3.04% | 3.10% | 3.40% | 3.21% | 4.09% | 4.04% | 3.35% | 3.63% |
Best Refinance Brokers around Clarks Point, Alaska 99569
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Clarks Point, Alaska 99569, we have compiled a list of top refinance brokers to assist you in the process.
Bria Johnston
Mortgage Loan Originator
12155 Old Glenn Hwy, Ste. 101
Eagle River, AK 99569
(907) 689-3211
b.johnston@alaskausamortgage.com
Catherine Margolin
Mortgage Loan Originator
12155 Old Glenn Hwy, Ste. 101
Eagle River, AK 99569
(907) 689-3249
c.margolin@alaskausamortgage.com
David Velazquez
Mortgage Loan Programs
12155 Old Glenn Hwy, Ste. 101
Eagle River, AK 99569
(907) 694-7030
d.oteo-velazquez@alaskausamortgage.com
Karenia Hackett
Loan Specialist
3137 Mill Bay Rd
Kodiak, AK 99569
(907) 486-8111
kareniah@kiha.org
Kathy Martin
VP, Construction Loan Officer, Nmls# 583735
850 E. USA Circle
Wasilla, AK 99569
(907) 376-0323
kathy.martin@nrim.com
Address
12155 Old Glenn Hwy, Ste. 101
Eagle River, AK
Contact
(907) 689-3211
Fax (301) 639-0804
b.johnston@alaskausamortgage.com
Address
12155 Old Glenn Hwy, Ste. 101
Eagle River, AK
Contact
(907) 689-3249
Fax (301) 639-0804
c.margolin@alaskausamortgage.com
Address
12155 Old Glenn Hwy, Ste. 101
Eagle River, AK
Contact
(907) 694-7030
Fax (301) 639-0804
d.oteo-velazquez@alaskausamortgage.com