Compare Today’s Refinance Rates for Fairbanks, Alaska

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Fairbanks, Alaska 99790. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $5,616 or $16 / month in Fairbanks and other areas of Fairbanks North Star county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Fairbanks, Alaska 99790.

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Summary of Average Refinance Terms in Fairbanks, Alaska 99790

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Fairbanks, AK 99790, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Fairbanks, Alaska 99790 from 2012 - 2019

Below are historical data on refinancing in Fairbanks, Alaska and around Fairbanks North Star county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 60.71% 50.91% 52.79% 54.13% 75.82% 60.39% 64.63% 58.42%
avg refi rate 4.82% 4.50% 3.88% 3.73% 4.54% 4.10% 3.90% 4.08%
% 15 year fixed refinance 29.64% 33.18% 39.39% 35.97% 20.88% 28.99% 29.26% 30.69%
avg refi rate 4.16% 3.75% 3.23% 3.00% 3.70% 3.21% 3.12% 3.20%
Avg credit score 764.98 768.33 774.81 768.22 757.86 757.45 757.72 749.55
Avg LTV (loan to value) 64.16% 64.45% 66.93% 69.71% 70.66% 72.81% 73.23% 71.14%
Avg DTI (debt to income) 31.01 30.73 29.71 30.32 32.65 32.78 32.64 34.00
Avg refinance insurance % 1.41% 1.94% 2.39% 3.55% 5.37% 5.36% 4.61% 3.73%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Fairbanks, Alaska 99790

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Fairbanks, Alaska 99790, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Lisa Phillips

Loan Officer

748 Gaffney Rd., Suite 206

Fairbanks, AK 99790

(907) 374-0985

lphillips@guildmortgage.com

Kelly Gunnels

Loan Officer

748 Gaffney Rd., Suite 206

Fairbanks, AK 99790

(907) 374-6999

kgunnels@guildmortgage.com

Jennifer Smith

Loan Officer

748 Gaffney Rd., Suite 206

Fairbanks, AK 99790

jennifersmith@guildmortgage.com

Josh Harrod

Assistant Vice President/Commercial Loan Officer

119 N Cushman St #100,

Fairbanks, AK 99790

(907) 458-4215

jharrod@denalistatebank.com

Aaron Hines

Senior Vice President/Commercial Loans Manager

119 N Cushman St #100,

Fairbanks, AK 99790

(907) 458-4269

ahines@denalistatebank.com

Address

748 Gaffney Rd., Suite 206

Fairbanks, AK

Contact

(907) 374-0985

Fax (301) 639-0804

lphillips@guildmortgage.com

Address

748 Gaffney Rd., Suite 206

Fairbanks, AK

Contact

(907) 374-6999

Fax (301) 639-0804

kgunnels@guildmortgage.com

Address

748 Gaffney Rd., Suite 206

Fairbanks, AK

Contact

Fax (301) 639-0804

jennifersmith@guildmortgage.com

Refinancing News for Fairbanks, Alaska 99790