Compare Today’s Refinance Rates for Fairbanks, Alaska
Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Fairbanks, Alaska 99790. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $5,616 or $16 / month in Fairbanks and other areas of Fairbanks North Star county.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Fairbanks, Alaska 99790.
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Summary of Average Refinance Terms in Fairbanks, Alaska 99790
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Interactive and Personalized Mortage Rates Analysis
For refinance rate forecasts and predictions in Fairbanks, AK 99790, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Fairbanks, Alaska 99790 from 2012 - 2019
Below are historical data on refinancing in Fairbanks, Alaska and around Fairbanks North Star county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 60.71% | 50.91% | 52.79% | 54.13% | 75.82% | 60.39% | 64.63% | 58.42% |
| avg refi rate | 4.82% | 4.50% | 3.88% | 3.73% | 4.54% | 4.10% | 3.90% | 4.08% |
| % 15 year fixed refinance | 29.64% | 33.18% | 39.39% | 35.97% | 20.88% | 28.99% | 29.26% | 30.69% |
| avg refi rate | 4.16% | 3.75% | 3.23% | 3.00% | 3.70% | 3.21% | 3.12% | 3.20% |
| Avg credit score | 764.98 | 768.33 | 774.81 | 768.22 | 757.86 | 757.45 | 757.72 | 749.55 |
| Avg LTV (loan to value) | 64.16% | 64.45% | 66.93% | 69.71% | 70.66% | 72.81% | 73.23% | 71.14% |
| Avg DTI (debt to income) | 31.01 | 30.73 | 29.71 | 30.32 | 32.65 | 32.78 | 32.64 | 34.00 |
| Avg refinance insurance % | 1.41% | 1.94% | 2.39% | 3.55% | 5.37% | 5.36% | 4.61% | 3.73% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Fairbanks, Alaska 99790
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Fairbanks, Alaska 99790, we have compiled a list of the leading refinance brokers to guide you.
Lisa Phillips
Loan Officer
748 Gaffney Rd., Suite 206
Fairbanks, AK 99790
(907) 374-0985
lphillips@guildmortgage.com
Kelly Gunnels
Loan Officer
748 Gaffney Rd., Suite 206
Fairbanks, AK 99790
(907) 374-6999
kgunnels@guildmortgage.com
Jennifer Smith
Loan Officer
748 Gaffney Rd., Suite 206
Fairbanks, AK 99790
jennifersmith@guildmortgage.com
Josh Harrod
Assistant Vice President/Commercial Loan Officer
119 N Cushman St #100,
Fairbanks, AK 99790
(907) 458-4215
jharrod@denalistatebank.com
Aaron Hines
Senior Vice President/Commercial Loans Manager
119 N Cushman St #100,
Fairbanks, AK 99790
(907) 458-4269
ahines@denalistatebank.com
Address
748 Gaffney Rd., Suite 206
Fairbanks, AK
Contact
(907) 374-0985
Fax (301) 639-0804
lphillips@guildmortgage.com
Address
748 Gaffney Rd., Suite 206
Fairbanks, AK
Contact
(907) 374-6999
Fax (301) 639-0804
kgunnels@guildmortgage.com
Address
748 Gaffney Rd., Suite 206
Fairbanks, AK
Contact
Fax (301) 639-0804
jennifersmith@guildmortgage.com