Compare Today’s Refinance Rates for Fort Richardson, Alaska 99505
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Fort Richardson, Alaska 99505.
With a 30-year amortization refinance in Fort Richardson and surrounding areas of Anchorage county, our calculations show that you can expect to save up to $5,967 over the lifetime of your mortgage, or a monthly savings of $17. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Fort Richardson, Alaska 99505.
Summary of Average Refinances in Fort Richardson, Alaska 99505
Become a certified mortgage expert on Pureloan.com
in Fort Richardson, Alaska 99505
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Fort Richardson, Alaska 99505
Pureloan has developed an interactive chart to monitor the five largest local lenders in Fort Richardson, AK 99505, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Fort Richardson, Alaska 99505 from 2024 - 2016
The following historical data provides insights into refinancing trends in Fort Richardson, Alaska and the surrounding Anchorage county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 58.60% | 58.64% | 56.50% | 55.76% | 58.72% | 51.01% | 46.61% | 56.61% | |
| avg refi rate | 3.99% | 3.90% | 4.12% | 4.54% | 3.63% | 3.88% | 4.45% | 4.68% | |
| % 15 year fixed refinance | 37.58% | 31.41% | 34.46% | 36.97% | 36.40% | 40.35% | 45.43% | 37.19% | |
| avg refi rate | 3.25% | 3.11% | 3.26% | 3.52% | 2.91% | 3.16% | 3.69% | 4.10% | |
| Avg credit score | 754.36 | 753.07 | 753.58 | 748.95 | 761.64 | 764.21 | 762.89 | 759.14 | |
| Avg LTV (loan to value) | 68.41% | 69.70% | 69.03% | 68.04% | 68.52% | 67.89% | 67.49% | 66.35% | |
| Avg DTI (debt to income) | 32.57 | 32.50 | 32.43 | 33.11 | 29.90 | 30.25 | 30.89 | 30.92 | |
| Avg refinance insurance % | 3.04% | 3.10% | 3.40% | 3.21% | 4.09% | 4.04% | 3.35% | 3.63% |
Best Refinance Brokers around Fort Richardson, Alaska 99505
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Fort Richardson, Alaska 99505, we have compiled a list of top refinance brokers to assist you in the process.
Tobias Preston
Mortgage Consultant
12350 Industry Way Ste 203
Anchorage, AK 99505
(907) 783-2277
tobias.preston@mckinleymortgage.com
Steven Kihn
Mortgage Loan Originator
125 W. Dimond Blvd., Ste. 110
Anchorage, AK 99505
(907) 261-3445
s.kihn@alaskausamortgage.com
Amy Miller
Mortgage Loan Originator
125 W. Dimond Blvd., Ste. 110
Anchorage, AK 99505
(907) 261-3417
a.miller@alaskausamortgage.com
Courtney Ford
Mortgage Loan Programs
500 West 36th Ave., Ste. 110
Anchorage, AK 99505
(907) 563-3033
c.ford@alaskausamortgage.com
Tawni Laxa
Mortgage Loan Programs
500 West 36th Ave., Ste. 110
Anchorage, AK 99505
(907) 563-3033
t.laxa@alaskausamortgage.com
Address
12350 Industry Way Ste 203
Anchorage, AK
Contact
(907) 783-2277
Fax (301) 639-0804
tobias.preston@mckinleymortgage.com
Address
125 W. Dimond Blvd., Ste. 110
Anchorage, AK
Contact
(907) 261-3445
Fax (301) 639-0804
s.kihn@alaskausamortgage.com
Address
125 W. Dimond Blvd., Ste. 110
Anchorage, AK
Contact
(907) 261-3417
Fax (301) 639-0804
a.miller@alaskausamortgage.com