Compare Today’s Refinance Rates for Gambell, Alaska 99742
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Gambell, Alaska 99742.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $6,086 over the lifetime of your mortgage, which translates to a monthly savings of $17 in Gambell and other areas of Nome county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Gambell, Alaska 99742
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Interactive Refinance Rate Projections for Gambell, Alaska 99742
Pureloan has developed an interactive chart to monitor the five largest local lenders in Gambell, AK 99742, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Gambell, Alaska 99742 from 2024 - 2016
The following historical data provides insights into refinancing trends in Gambell, Alaska and the surrounding Nome county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 64.08% | 66.70% | 67.62% | 71.13% | 77.50% | 62.43% | 64.94% | 61.00% |
avg refi rate | 6.02% | 3.64% | 2.95% | 3.27% | 4.15% | 4.55% | 4.14% | 3.90% | 4.08% |
% 15 year fixed refinance | 22.54% | 21.96% | 19.23% | 17.53% | 20.83% | 28.04% | 29.00% | 28.50% | |
avg refi rate | 2.80% | 2.46% | 2.78% | 3.48% | 3.93% | 3.34% | 3.12% | 3.20% | |
Avg credit score | 771.88 | 753.25 | 757.89 | 764.15 | 755.63 | 748.47 | 749.72 | 757.61 | 758.37 |
Avg LTV (loan to value) | 60.00% | 51.40% | 59.54% | 64.84% | 68.22% | 65.53% | 69.79% | 73.20% | 72.98% |
Avg DTI (debt to income) | 34.63 | 33.45 | 31.72 | 31.96 | 33.18 | 33.43 | 34.52 | 32.48 | 32.48 |
Avg refinance insurance % | 0.35% | 1.07% | 1.98% | 2.45% | 1.22% | 3.33% | 4.57% | 5.43% |
Best Refinance Brokers around Gambell, Alaska 99742
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Gambell, Alaska 99742, we have compiled a list of top refinance brokers to assist you in the process.
Bart LeBon
Executive Vice President Commercial Lending
500 4th Ave
Fairbanks, AK 99742
(907) 452-1751
blebon@mtmckinleybank.com
Bill Staley
VP, Commercial Loan Officer
360 Merhar Avenue
Fairbanks, AK 99742
(907) 455-1103
william.staley@nrim.com
Mary Angel
Mortgage Loan Originator
1292 Sadler Way, Ste. 115
Fairbanks, AK 99742
(907) 374-5489
m.angel@alaskausamortgage.com
Catherine Donaldson
Mortgage Loan Originator
1292 Sadler Way, Ste. 115
Fairbanks, AK 99742
(907) 374-5451
c.donaldson@alaskausamortgage.com
Aaron Hines
Senior Vice President/Commercial Loans Manager
119 N Cushman St #100,
Fairbanks, AK 99742
(907) 458-4269
ahines@denalistatebank.com
Address
500 4th Ave
Fairbanks, AK
Contact
(907) 452-1751
Fax (301) 639-0804
blebon@mtmckinleybank.com
Address
360 Merhar Avenue
Fairbanks, AK
Contact
(907) 455-1103
Fax (301) 639-0804
william.staley@nrim.com
Address
1292 Sadler Way, Ste. 115
Fairbanks, AK
Contact
(907) 374-5489
Fax (301) 639-0804
m.angel@alaskausamortgage.com