Compare Today’s Refinance Rates for Homer, Alaska

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Homer, Alaska 99603. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $7,380 or $20 / month in Homer and other areas of Kenai Peninsula county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Homer, Alaska 99603.

No suitable program is found

Summary of Average Refinance Terms in Homer, Alaska 99603

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Homer, AK 99603, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Homer, Alaska 99603 from 2012 - 2019

Below are historical data on refinancing in Homer, Alaska and around Kenai Peninsula county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 59.32% 41.64% 42.46% 53.16% 44.16% 49.33% 59.91% 49.43%
avg refi rate 4.73% 4.56% 3.92% 3.65% 4.61% 4.21% 3.96% 4.09%
% 15 year fixed refinance 34.98% 50.85% 50.40% 39.24% 51.95% 36.00% 34.91% 45.98%
avg refi rate 4.16% 3.69% 3.21% 2.97% 3.57% 3.38% 3.16% 3.16%
Avg credit score 754.88 755.54 762.62 752.89 742.73 747.39 748.19 751.63
Avg LTV (loan to value) 70.32% 67.12% 68.77% 71.20% 70.35% 69.86% 70.87% 68.74%
Avg DTI (debt to income) 29.99 29.98 28.55 29.29 30.60 31.73 31.91 31.59
Avg refinance insurance % 4.57% 4.00% 4.06% 4.72% 5.79% 4.34% 3.42% 1.61%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Homer, Alaska 99603

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Homer, Alaska 99603, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Marjorie Porter

Mortgage Loan Programs

135 Sterling Hwy, Ste. 100

Homer, AK 99603

(907) 226-8805

m.porter@alaskausamortgage.com

Steven Gist

Mortgage Loan Officer

135 Sterling Hwy, Ste. 100

Homer, AK 99603

(907) 226-8815

s.gist@alaskausamortgage.com

Minerva Carandang

Mortgage Loan Originator

135 Sterling Hwy, Ste. 100

Homer, AK 99603

(907) 796-1201

M.Carandang@alaskausamortgage.com

Karenia Hackett

Loan Specialist

3137 Mill Bay Rd

Kodiak, AK 99603

(907) 486-8111

kareniah@kiha.org

Kathy Martin

VP, Construction Loan Officer, Nmls# 583735

850 E. USA Circle

Wasilla, AK 99603

(907) 376-0323

kathy.martin@nrim.com

Address

135 Sterling Hwy, Ste. 100

Homer, AK

Contact

(907) 226-8805

Fax (301) 639-0804

m.porter@alaskausamortgage.com

Address

135 Sterling Hwy, Ste. 100

Homer, AK

Contact

(907) 226-8815

Fax (301) 639-0804

s.gist@alaskausamortgage.com

Address

135 Sterling Hwy, Ste. 100

Homer, AK

Contact

(907) 796-1201

Fax (301) 639-0804

M.Carandang@alaskausamortgage.com

Refinancing News for Homer, Alaska 99603