Compare Today’s Refinance Rates for Homer, Alaska
Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Homer, Alaska 99603. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $7,380 or $20 / month in Homer and other areas of Kenai Peninsula county.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Homer, Alaska 99603.
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Summary of Average Refinance Terms in Homer, Alaska 99603
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Interactive and Personalized Mortage Rates Analysis
For refinance rate forecasts and predictions in Homer, AK 99603, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Homer, Alaska 99603 from 2012 - 2019
Below are historical data on refinancing in Homer, Alaska and around Kenai Peninsula county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 59.32% | 41.64% | 42.46% | 53.16% | 44.16% | 49.33% | 59.91% | 49.43% |
| avg refi rate | 4.73% | 4.56% | 3.92% | 3.65% | 4.61% | 4.21% | 3.96% | 4.09% |
| % 15 year fixed refinance | 34.98% | 50.85% | 50.40% | 39.24% | 51.95% | 36.00% | 34.91% | 45.98% |
| avg refi rate | 4.16% | 3.69% | 3.21% | 2.97% | 3.57% | 3.38% | 3.16% | 3.16% |
| Avg credit score | 754.88 | 755.54 | 762.62 | 752.89 | 742.73 | 747.39 | 748.19 | 751.63 |
| Avg LTV (loan to value) | 70.32% | 67.12% | 68.77% | 71.20% | 70.35% | 69.86% | 70.87% | 68.74% |
| Avg DTI (debt to income) | 29.99 | 29.98 | 28.55 | 29.29 | 30.60 | 31.73 | 31.91 | 31.59 |
| Avg refinance insurance % | 4.57% | 4.00% | 4.06% | 4.72% | 5.79% | 4.34% | 3.42% | 1.61% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Homer, Alaska 99603
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Homer, Alaska 99603, we have compiled a list of the leading refinance brokers to guide you.
Marjorie Porter
Mortgage Loan Programs
135 Sterling Hwy, Ste. 100
Homer, AK 99603
(907) 226-8805
m.porter@alaskausamortgage.com
Steven Gist
Mortgage Loan Officer
135 Sterling Hwy, Ste. 100
Homer, AK 99603
(907) 226-8815
s.gist@alaskausamortgage.com
Minerva Carandang
Mortgage Loan Originator
135 Sterling Hwy, Ste. 100
Homer, AK 99603
(907) 796-1201
M.Carandang@alaskausamortgage.com
Karenia Hackett
Loan Specialist
3137 Mill Bay Rd
Kodiak, AK 99603
(907) 486-8111
kareniah@kiha.org
Kathy Martin
VP, Construction Loan Officer, Nmls# 583735
850 E. USA Circle
Wasilla, AK 99603
(907) 376-0323
kathy.martin@nrim.com
Address
135 Sterling Hwy, Ste. 100
Homer, AK
Contact
(907) 226-8805
Fax (301) 639-0804
m.porter@alaskausamortgage.com
Address
135 Sterling Hwy, Ste. 100
Homer, AK
Contact
(907) 226-8815
Fax (301) 639-0804
s.gist@alaskausamortgage.com
Address
135 Sterling Hwy, Ste. 100
Homer, AK
Contact
(907) 796-1201
Fax (301) 639-0804
M.Carandang@alaskausamortgage.com