Compare Today’s Refinance Rates for Hooper Bay, Alaska 99604
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Hooper Bay, Alaska 99604.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $6,086 over the lifetime of your mortgage, which translates to a monthly savings of $17 in Hooper Bay and other areas of Nome county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Hooper Bay, Alaska 99604
Become a certified mortgage expert on Pureloan.com
in Hooper Bay, Alaska 99604
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Hooper Bay, Alaska 99604
Pureloan has developed an interactive chart to monitor the five largest local lenders in Hooper Bay, AK 99604, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Hooper Bay, Alaska 99604 from 2024 - 2016
The following historical data provides insights into refinancing trends in Hooper Bay, Alaska and the surrounding Nome county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 49.43% | 59.91% | 49.33% | 44.16% | 53.16% | 42.46% | 41.64% | 59.32% | |
avg refi rate | 4.09% | 3.96% | 4.21% | 4.61% | 3.65% | 3.92% | 4.56% | 4.73% | |
% 15 year fixed refinance | 45.98% | 34.91% | 36.00% | 51.95% | 39.24% | 50.40% | 50.85% | 34.98% | |
avg refi rate | 3.16% | 3.16% | 3.38% | 3.57% | 2.97% | 3.21% | 3.69% | 4.16% | |
Avg credit score | 751.63 | 748.19 | 747.39 | 742.73 | 752.89 | 762.62 | 755.54 | 754.88 | |
Avg LTV (loan to value) | 68.74% | 70.87% | 69.86% | 70.35% | 71.20% | 68.77% | 67.12% | 70.32% | |
Avg DTI (debt to income) | 31.59 | 31.91 | 31.73 | 30.60 | 29.29 | 28.55 | 29.98 | 29.99 | |
Avg refinance insurance % | 1.61% | 3.42% | 4.34% | 5.79% | 4.72% | 4.06% | 4.00% | 4.57% |
Best Refinance Brokers around Hooper Bay, Alaska 99604
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Hooper Bay, Alaska 99604, we have compiled a list of top refinance brokers to assist you in the process.
Minerva Carandang
Mortgage Loan Originator
135 Sterling Hwy, Ste. 100
Homer, AK 99604
(907) 796-1201
M.Carandang@alaskausamortgage.com
Steven Gist
Mortgage Loan Officer
135 Sterling Hwy, Ste. 100
Homer, AK 99604
(907) 226-8815
s.gist@alaskausamortgage.com
Marjorie Porter
Mortgage Loan Programs
135 Sterling Hwy, Ste. 100
Homer, AK 99604
(907) 226-8805
m.porter@alaskausamortgage.com
Karenia Hackett
Loan Specialist
3137 Mill Bay Rd
Kodiak, AK 99604
(907) 486-8111
kareniah@kiha.org
Kathy Martin
VP, Construction Loan Officer, Nmls# 583735
850 E. USA Circle
Wasilla, AK 99604
(907) 376-0323
kathy.martin@nrim.com
Address
135 Sterling Hwy, Ste. 100
Homer, AK
Contact
(907) 796-1201
Fax (301) 639-0804
M.Carandang@alaskausamortgage.com
Address
135 Sterling Hwy, Ste. 100
Homer, AK
Contact
(907) 226-8815
Fax (301) 639-0804
s.gist@alaskausamortgage.com
Address
135 Sterling Hwy, Ste. 100
Homer, AK
Contact
(907) 226-8805
Fax (301) 639-0804
m.porter@alaskausamortgage.com