Compare Today’s Refinance Rates for Hope, Alaska 99605
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Hope, Alaska 99605.
With a 30-year amortization refinance in Hope and surrounding areas of Kenai Peninsula county, our calculations show that you can expect to save up to $6,423 over the lifetime of your mortgage, or a monthly savings of $18. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Hope, Alaska 99605.
Summary of Average Refinances in Hope, Alaska 99605
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Interactive Refinance Rate Projections for Hope, Alaska 99605
Pureloan has developed an interactive chart to monitor the five largest local lenders in Hope, AK 99605, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Hope, Alaska 99605 from 2024 - 2016
The following historical data provides insights into refinancing trends in Hope, Alaska and the surrounding Kenai Peninsula county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 49.43% | 59.91% | 49.33% | 44.16% | 53.16% | 42.46% | 41.64% | 59.32% | |
avg refi rate | 4.09% | 3.96% | 4.21% | 4.61% | 3.65% | 3.92% | 4.56% | 4.73% | |
% 15 year fixed refinance | 45.98% | 34.91% | 36.00% | 51.95% | 39.24% | 50.40% | 50.85% | 34.98% | |
avg refi rate | 3.16% | 3.16% | 3.38% | 3.57% | 2.97% | 3.21% | 3.69% | 4.16% | |
Avg credit score | 751.63 | 748.19 | 747.39 | 742.73 | 752.89 | 762.62 | 755.54 | 754.88 | |
Avg LTV (loan to value) | 68.74% | 70.87% | 69.86% | 70.35% | 71.20% | 68.77% | 67.12% | 70.32% | |
Avg DTI (debt to income) | 31.59 | 31.91 | 31.73 | 30.60 | 29.29 | 28.55 | 29.98 | 29.99 | |
Avg refinance insurance % | 1.61% | 3.42% | 4.34% | 5.79% | 4.72% | 4.06% | 4.00% | 4.57% |
Best Refinance Brokers around Hope, Alaska 99605
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Hope, Alaska 99605, we have compiled a list of top refinance brokers to assist you in the process.
Karenia Hackett
Loan Specialist
3137 Mill Bay Rd
Kodiak, AK 99605
(907) 486-8111
kareniah@kiha.org
Michelle Williams
Mortgage Loan Officer
230 Bidarka St., Ste. 110
Kenai, AK 99605
(907) 394-5677
m.williams@alaskausamortgage.com
Kathy Martin
VP, Construction Loan Officer, Nmls# 583735
850 E. USA Circle
Wasilla, AK 99605
(907) 376-0323
kathy.martin@nrim.com
Minerva Carandang
Mortgage Loan Originator
135 Sterling Hwy, Ste. 100
Homer, AK 99605
(907) 796-1201
M.Carandang@alaskausamortgage.com
Richard Bohman
Mortgage Loan Originator
901 W. Evergreen Ave, Ste. 110
Palmer, AK 99605
(907) 761-5223
r.bohman@alaskausamortgage.com
Address
3137 Mill Bay Rd
Kodiak, AK
Contact
(907) 486-8111
Fax (301) 639-0804
kareniah@kiha.org
Address
230 Bidarka St., Ste. 110
Kenai, AK
Contact
(907) 394-5677
Fax (301) 639-0804
m.williams@alaskausamortgage.com
Address
850 E. USA Circle
Wasilla, AK
Contact
(907) 376-0323
Fax (301) 639-0804
kathy.martin@nrim.com