Compare Today’s Refinance Rates for Kenai, Alaska
Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Kenai, Alaska 99611. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Kenai and surrounding areas of Kenai Peninsula county, your expected lifetime cash savings are $5,860 or $16 / month.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Kenai, Alaska 99611.
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Summary of Average Refinance Terms in Kenai, Alaska 99611
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Interactive and Personalized Mortage Rates Analysis
For refinance rate forecasts and predictions in Kenai, AK 99611, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Kenai, Alaska 99611 from 2012 - 2019
Below are historical data on refinancing in Kenai, Alaska and around Kenai Peninsula county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 59.32% | 41.64% | 42.46% | 53.16% | 44.16% | 49.33% | 59.91% | 49.43% |
| avg refi rate | 4.73% | 4.56% | 3.92% | 3.65% | 4.61% | 4.21% | 3.96% | 4.09% |
| % 15 year fixed refinance | 34.98% | 50.85% | 50.40% | 39.24% | 51.95% | 36.00% | 34.91% | 45.98% |
| avg refi rate | 4.16% | 3.69% | 3.21% | 2.97% | 3.57% | 3.38% | 3.16% | 3.16% |
| Avg credit score | 754.88 | 755.54 | 762.62 | 752.89 | 742.73 | 747.39 | 748.19 | 751.63 |
| Avg LTV (loan to value) | 70.32% | 67.12% | 68.77% | 71.20% | 70.35% | 69.86% | 70.87% | 68.74% |
| Avg DTI (debt to income) | 29.99 | 29.98 | 28.55 | 29.29 | 30.60 | 31.73 | 31.91 | 31.59 |
| Avg refinance insurance % | 4.57% | 4.00% | 4.06% | 4.72% | 5.79% | 4.34% | 3.42% | 1.61% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Kenai, Alaska 99611
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Kenai, Alaska 99611, we have compiled a list of the leading refinance brokers to guide you.
Michelle Williams
Mortgage Loan Officer
230 Bidarka St., Ste. 110
Kenai, AK 99611
(907) 394-5677
m.williams@alaskausamortgage.com
Karenia Hackett
Loan Specialist
3137 Mill Bay Rd
Kodiak, AK 99611
(907) 486-8111
kareniah@kiha.org
Kathy Martin
VP, Construction Loan Officer, Nmls# 583735
850 E. USA Circle
Wasilla, AK 99611
(907) 376-0323
kathy.martin@nrim.com
Minerva Carandang
Mortgage Loan Originator
135 Sterling Hwy, Ste. 100
Homer, AK 99611
(907) 796-1201
M.Carandang@alaskausamortgage.com
Richard Bohman
Mortgage Loan Originator
901 W. Evergreen Ave, Ste. 110
Palmer, AK 99611
(907) 761-5223
r.bohman@alaskausamortgage.com
Address
230 Bidarka St., Ste. 110
Kenai, AK
Contact
(907) 394-5677
Fax (301) 639-0804
m.williams@alaskausamortgage.com
Address
3137 Mill Bay Rd
Kodiak, AK
Contact
(907) 486-8111
Fax (301) 639-0804
kareniah@kiha.org
Address
850 E. USA Circle
Wasilla, AK
Contact
(907) 376-0323
Fax (301) 639-0804
kathy.martin@nrim.com