Compare Today’s Refinance Rates for Kodiak, Alaska

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Kodiak, Alaska 99697. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $5,616 or $16 / month in Kodiak and other areas of Matanuska Susitna county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Kodiak, Alaska 99697.

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Summary of Average Refinance Terms in Kodiak, Alaska 99697

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Kodiak, AK 99697, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Kodiak, Alaska 99697 from 2012 - 2019

Below are historical data on refinancing in Kodiak, Alaska and around Matanuska Susitna county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 59.32% 41.64% 42.46% 53.16% 44.16% 49.33% 59.91% 49.43%
avg refi rate 4.73% 4.56% 3.92% 3.65% 4.61% 4.21% 3.96% 4.09%
% 15 year fixed refinance 34.98% 50.85% 50.40% 39.24% 51.95% 36.00% 34.91% 45.98%
avg refi rate 4.16% 3.69% 3.21% 2.97% 3.57% 3.38% 3.16% 3.16%
Avg credit score 754.88 755.54 762.62 752.89 742.73 747.39 748.19 751.63
Avg LTV (loan to value) 70.32% 67.12% 68.77% 71.20% 70.35% 69.86% 70.87% 68.74%
Avg DTI (debt to income) 29.99 29.98 28.55 29.29 30.60 31.73 31.91 31.59
Avg refinance insurance % 4.57% 4.00% 4.06% 4.72% 5.79% 4.34% 3.42% 1.61%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Kodiak, Alaska 99697

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Kodiak, Alaska 99697, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Karenia Hackett

Loan Specialist

3137 Mill Bay Rd

Kodiak, AK 99697

(907) 486-8111

kareniah@kiha.org

Bart LeBon

Executive Vice President Commercial Lending

500 4th Ave

Fairbanks, AK 99697

(907) 452-1751

blebon@mtmckinleybank.com

Bill Staley

VP, Commercial Loan Officer

360 Merhar Avenue

Fairbanks, AK 99697

(907) 455-1103

william.staley@nrim.com

Mary Angel

Mortgage Loan Originator

1292 Sadler Way, Ste. 115

Fairbanks, AK 99697

(907) 374-5489

m.angel@alaskausamortgage.com

Catherine Donaldson

Mortgage Loan Originator

1292 Sadler Way, Ste. 115

Fairbanks, AK 99697

(907) 374-5451

c.donaldson@alaskausamortgage.com

Address

3137 Mill Bay Rd

Kodiak, AK

Contact

(907) 486-8111

Fax (301) 639-0804

kareniah@kiha.org

Address

500 4th Ave

Fairbanks, AK

Contact

(907) 452-1751

Fax (301) 639-0804

blebon@mtmckinleybank.com

Address

360 Merhar Avenue

Fairbanks, AK

Contact

(907) 455-1103

Fax (301) 639-0804

william.staley@nrim.com

Refinancing News for Kodiak, Alaska 99697