Compare Today’s Refinance Rates for Metlakatla, Alaska 99926
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Metlakatla, Alaska 99926.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Metlakatla, Alaska 99926. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,961 or $14 per month in Metlakatla and other parts of Ketchikan Gateway county.
Summary of Average Refinances in Metlakatla, Alaska 99926
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Interactive Refinance Rate Projections for Metlakatla, Alaska 99926
Pureloan has developed an interactive chart to monitor the five largest local lenders in Metlakatla, AK 99926, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Metlakatla, Alaska 99926 from 2024 - 2016
The following historical data provides insights into refinancing trends in Metlakatla, Alaska and the surrounding Ketchikan Gateway county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 64.08% | 66.70% | 67.62% | 71.13% | 77.50% | 62.43% | 64.94% | 61.00% |
| avg refi rate | 6.02% | 3.64% | 2.95% | 3.27% | 4.15% | 4.55% | 4.14% | 3.90% | 4.08% |
| % 15 year fixed refinance | 22.54% | 21.96% | 19.23% | 17.53% | 20.83% | 28.04% | 29.00% | 28.50% | |
| avg refi rate | 2.80% | 2.46% | 2.78% | 3.48% | 3.93% | 3.34% | 3.12% | 3.20% | |
| Avg credit score | 771.88 | 753.25 | 757.89 | 764.15 | 755.63 | 748.47 | 749.72 | 757.61 | 758.37 |
| Avg LTV (loan to value) | 60.00% | 51.40% | 59.54% | 64.84% | 68.22% | 65.53% | 69.79% | 73.20% | 72.98% |
| Avg DTI (debt to income) | 34.63 | 33.45 | 31.72 | 31.96 | 33.18 | 33.43 | 34.52 | 32.48 | 32.48 |
| Avg refinance insurance % | 0.35% | 1.07% | 1.98% | 2.45% | 1.22% | 3.33% | 4.57% | 5.43% |
Best Refinance Brokers around Metlakatla, Alaska 99926
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Metlakatla, Alaska 99926, we have compiled a list of top refinance brokers to assist you in the process.
Sarah Griffin
Mortgage Originator Ketchikan & Vicinity
2030 Sea Level Drive Suite 100
Ketchikan, AK 99926
(907) 228-4242
sarah.griffin@firstbankak.com
Rocky Elerding
Mortgage Manager Southeast Alaska
2030 Sea Level Drive Suite 200
Ketchikan, AK 99926
(907) 228-4441
rocky.elerding@firstbankak.com
Rocio Tejera
Mortgage Originator Petersburg & Wrangell
2030 Sea Level Drive Suite 200
Ketchikan, AK 99926
(907) 772-4277
rocio.tejera@firstbankak.com
Address
2030 Sea Level Drive Suite 100
Ketchikan, AK
Contact
(907) 228-4242
Fax (301) 639-0804
sarah.griffin@firstbankak.com
Address
2030 Sea Level Drive Suite 200
Ketchikan, AK
Contact
(907) 228-4441
Fax (301) 639-0804
rocky.elerding@firstbankak.com
Address
2030 Sea Level Drive Suite 200
Ketchikan, AK
Contact
(907) 772-4277
Fax (301) 639-0804
rocio.tejera@firstbankak.com