Compare Today’s Refinance Rates for North Pole, Alaska 99705
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in North Pole, Alaska 99705.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in North Pole, Alaska 99705. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,961 or $14 per month in North Pole and other parts of Fairbanks North Star county.
Summary of Average Refinances in North Pole, Alaska 99705
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Interactive Refinance Rate Projections for North Pole, Alaska 99705
Pureloan has developed an interactive chart to monitor the five largest local lenders in North Pole, AK 99705, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in North Pole, Alaska 99705 from 2024 - 2016
The following historical data provides insights into refinancing trends in North Pole, Alaska and the surrounding Fairbanks North Star county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 64.08% | 66.70% | 67.62% | 71.13% | 77.50% | 62.43% | 64.94% | 61.00% |
avg refi rate | 6.02% | 3.64% | 2.95% | 3.27% | 4.15% | 4.55% | 4.14% | 3.90% | 4.08% |
% 15 year fixed refinance | 22.54% | 21.96% | 19.23% | 17.53% | 20.83% | 28.04% | 29.00% | 28.50% | |
avg refi rate | 2.80% | 2.46% | 2.78% | 3.48% | 3.93% | 3.34% | 3.12% | 3.20% | |
Avg credit score | 771.88 | 753.25 | 757.89 | 764.15 | 755.63 | 748.47 | 749.72 | 757.61 | 758.37 |
Avg LTV (loan to value) | 60.00% | 51.40% | 59.54% | 64.84% | 68.22% | 65.53% | 69.79% | 73.20% | 72.98% |
Avg DTI (debt to income) | 34.63 | 33.45 | 31.72 | 31.96 | 33.18 | 33.43 | 34.52 | 32.48 | 32.48 |
Avg refinance insurance % | 0.35% | 1.07% | 1.98% | 2.45% | 1.22% | 3.33% | 4.57% | 5.43% |
Best Refinance Brokers around North Pole, Alaska 99705
If you are considering refinancing your mortgage or obtaining a cash-out refinance in North Pole, Alaska 99705, we have compiled a list of top refinance brokers to assist you in the process.
Phillips-Fleming
loan officer
71 Saint Nicholas Dr
North Pole, AK 99705
(907) 374-6999
lphillips@guildmortgage.net
Bart LeBon
Executive Vice President Commercial Lending
500 4th Ave
Fairbanks, AK 99705
(907) 452-1751
blebon@mtmckinleybank.com
Bill Staley
VP, Commercial Loan Officer
360 Merhar Avenue
Fairbanks, AK 99705
(907) 455-1103
william.staley@nrim.com
Mary Angel
Mortgage Loan Originator
1292 Sadler Way, Ste. 115
Fairbanks, AK 99705
(907) 374-5489
m.angel@alaskausamortgage.com
Catherine Donaldson
Mortgage Loan Originator
1292 Sadler Way, Ste. 115
Fairbanks, AK 99705
(907) 374-5451
c.donaldson@alaskausamortgage.com
Address
71 Saint Nicholas Dr
North Pole, AK
Contact
(907) 374-6999
Fax (301) 639-0804
lphillips@guildmortgage.net
Address
500 4th Ave
Fairbanks, AK
Contact
(907) 452-1751
Fax (301) 639-0804
blebon@mtmckinleybank.com
Address
360 Merhar Avenue
Fairbanks, AK
Contact
(907) 455-1103
Fax (301) 639-0804
william.staley@nrim.com