Compare Today’s Refinance Rates for Point Baker, Alaska 99927
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Point Baker, Alaska 99927.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Point Baker, Alaska 99927. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,961 or $14 per month in Point Baker and other parts of Wrangell Petersburg county.
Summary of Average Refinances in Point Baker, Alaska 99927
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Interactive Refinance Rate Projections for Point Baker, Alaska 99927
Pureloan has developed an interactive chart to monitor the five largest local lenders in Point Baker, AK 99927, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Point Baker, Alaska 99927 from 2024 - 2016
The following historical data provides insights into refinancing trends in Point Baker, Alaska and the surrounding Wrangell Petersburg county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 64.08% | 66.70% | 67.62% | 71.13% | 77.50% | 62.43% | 64.94% | 61.00% |
avg refi rate | 6.02% | 3.64% | 2.95% | 3.27% | 4.15% | 4.55% | 4.14% | 3.90% | 4.08% |
% 15 year fixed refinance | 22.54% | 21.96% | 19.23% | 17.53% | 20.83% | 28.04% | 29.00% | 28.50% | |
avg refi rate | 2.80% | 2.46% | 2.78% | 3.48% | 3.93% | 3.34% | 3.12% | 3.20% | |
Avg credit score | 771.88 | 753.25 | 757.89 | 764.15 | 755.63 | 748.47 | 749.72 | 757.61 | 758.37 |
Avg LTV (loan to value) | 60.00% | 51.40% | 59.54% | 64.84% | 68.22% | 65.53% | 69.79% | 73.20% | 72.98% |
Avg DTI (debt to income) | 34.63 | 33.45 | 31.72 | 31.96 | 33.18 | 33.43 | 34.52 | 32.48 | 32.48 |
Avg refinance insurance % | 0.35% | 1.07% | 1.98% | 2.45% | 1.22% | 3.33% | 4.57% | 5.43% |
Best Refinance Brokers around Point Baker, Alaska 99927
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Point Baker, Alaska 99927, we have compiled a list of top refinance brokers to assist you in the process.
Sarah Griffin
Mortgage Originator Ketchikan & Vicinity
2030 Sea Level Drive Suite 100
Ketchikan, AK 99927
(907) 228-4242
sarah.griffin@firstbankak.com
Rocky Elerding
Mortgage Manager Southeast Alaska
2030 Sea Level Drive Suite 200
Ketchikan, AK 99927
(907) 228-4441
rocky.elerding@firstbankak.com
Rocio Tejera
Mortgage Originator Petersburg & Wrangell
2030 Sea Level Drive Suite 200
Ketchikan, AK 99927
(907) 772-4277
rocio.tejera@firstbankak.com
Address
2030 Sea Level Drive Suite 100
Ketchikan, AK
Contact
(907) 228-4242
Fax (301) 639-0804
sarah.griffin@firstbankak.com
Address
2030 Sea Level Drive Suite 200
Ketchikan, AK
Contact
(907) 228-4441
Fax (301) 639-0804
rocky.elerding@firstbankak.com
Address
2030 Sea Level Drive Suite 200
Ketchikan, AK
Contact
(907) 772-4277
Fax (301) 639-0804
rocio.tejera@firstbankak.com