Compare Today’s Refinance Rates for Port Lions, Alaska 99550
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Port Lions, Alaska 99550.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,838 over the lifetime of your mortgage, which translates to a monthly savings of $16 in Port Lions and other areas of Kodiak Island county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Port Lions, Alaska 99550
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Interactive Refinance Rate Projections for Port Lions, Alaska 99550
Pureloan has developed an interactive chart to monitor the five largest local lenders in Port Lions, AK 99550, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Port Lions, Alaska 99550 from 2024 - 2016
The following historical data provides insights into refinancing trends in Port Lions, Alaska and the surrounding Kodiak Island county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 58.60% | 58.64% | 56.50% | 55.76% | 58.72% | 51.01% | 46.61% | 56.61% | |
| avg refi rate | 3.99% | 3.90% | 4.12% | 4.54% | 3.63% | 3.88% | 4.45% | 4.68% | |
| % 15 year fixed refinance | 37.58% | 31.41% | 34.46% | 36.97% | 36.40% | 40.35% | 45.43% | 37.19% | |
| avg refi rate | 3.25% | 3.11% | 3.26% | 3.52% | 2.91% | 3.16% | 3.69% | 4.10% | |
| Avg credit score | 754.36 | 753.07 | 753.58 | 748.95 | 761.64 | 764.21 | 762.89 | 759.14 | |
| Avg LTV (loan to value) | 68.41% | 69.70% | 69.03% | 68.04% | 68.52% | 67.89% | 67.49% | 66.35% | |
| Avg DTI (debt to income) | 32.57 | 32.50 | 32.43 | 33.11 | 29.90 | 30.25 | 30.89 | 30.92 | |
| Avg refinance insurance % | 3.04% | 3.10% | 3.40% | 3.21% | 4.09% | 4.04% | 3.35% | 3.63% |
Best Refinance Brokers around Port Lions, Alaska 99550
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Port Lions, Alaska 99550, we have compiled a list of top refinance brokers to assist you in the process.
Karenia Hackett
Loan Specialist
3137 Mill Bay Rd
Kodiak, AK 99550
(907) 486-8111
kareniah@kiha.org
Kathy Martin
VP, Construction Loan Officer, Nmls# 583735
850 E. USA Circle
Wasilla, AK 99550
(907) 376-0323
kathy.martin@nrim.com
Minerva Carandang
Mortgage Loan Originator
135 Sterling Hwy, Ste. 100
Homer, AK 99550
(907) 796-1201
M.Carandang@alaskausamortgage.com
Richard Bohman
Mortgage Loan Originator
901 W. Evergreen Ave, Ste. 110
Palmer, AK 99550
(907) 761-5223
r.bohman@alaskausamortgage.com
Annemarie Weiland
Mortgage Loan Originator
901 W. Evergreen Ave, Ste. 110
Palmer, AK 99550
(907) 761-5244
a.weiland@alaskausamortgage.com
Address
3137 Mill Bay Rd
Kodiak, AK
Contact
(907) 486-8111
Fax (301) 639-0804
kareniah@kiha.org
Address
850 E. USA Circle
Wasilla, AK
Contact
(907) 376-0323
Fax (301) 639-0804
kathy.martin@nrim.com
Address
135 Sterling Hwy, Ste. 100
Homer, AK
Contact
(907) 796-1201
Fax (301) 639-0804
M.Carandang@alaskausamortgage.com