Compare Today’s Refinance Rates for Sterling, Alaska
Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Sterling, Alaska 99672. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $6,871 or $19 / month in Sterling and other areas of Kenai Peninsula county.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Sterling, Alaska 99672.
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Summary of Average Refinance Terms in Sterling, Alaska 99672
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Interactive and Personalized Mortage Rates Analysis
For refinance rate forecasts and predictions in Sterling, AK 99672, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Sterling, Alaska 99672 from 2012 - 2019
Below are historical data on refinancing in Sterling, Alaska and around Kenai Peninsula county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 59.32% | 41.64% | 42.46% | 53.16% | 44.16% | 49.33% | 59.91% | 49.43% |
| avg refi rate | 4.73% | 4.56% | 3.92% | 3.65% | 4.61% | 4.21% | 3.96% | 4.09% |
| % 15 year fixed refinance | 34.98% | 50.85% | 50.40% | 39.24% | 51.95% | 36.00% | 34.91% | 45.98% |
| avg refi rate | 4.16% | 3.69% | 3.21% | 2.97% | 3.57% | 3.38% | 3.16% | 3.16% |
| Avg credit score | 754.88 | 755.54 | 762.62 | 752.89 | 742.73 | 747.39 | 748.19 | 751.63 |
| Avg LTV (loan to value) | 70.32% | 67.12% | 68.77% | 71.20% | 70.35% | 69.86% | 70.87% | 68.74% |
| Avg DTI (debt to income) | 29.99 | 29.98 | 28.55 | 29.29 | 30.60 | 31.73 | 31.91 | 31.59 |
| Avg refinance insurance % | 4.57% | 4.00% | 4.06% | 4.72% | 5.79% | 4.34% | 3.42% | 1.61% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Sterling, Alaska 99672
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Sterling, Alaska 99672, we have compiled a list of the leading refinance brokers to guide you.
Bart LeBon
Executive Vice President Commercial Lending
500 4th Ave
Fairbanks, AK 99672
(907) 452-1751
blebon@mtmckinleybank.com
Bill Staley
VP, Commercial Loan Officer
360 Merhar Avenue
Fairbanks, AK 99672
(907) 455-1103
william.staley@nrim.com
Mary Angel
Mortgage Loan Originator
1292 Sadler Way, Ste. 115
Fairbanks, AK 99672
(907) 374-5489
m.angel@alaskausamortgage.com
Catherine Donaldson
Mortgage Loan Originator
1292 Sadler Way, Ste. 115
Fairbanks, AK 99672
(907) 374-5451
c.donaldson@alaskausamortgage.com
Aaron Hines
Senior Vice President/Commercial Loans Manager
119 N Cushman St #100,
Fairbanks, AK 99672
(907) 458-4269
ahines@denalistatebank.com
Address
500 4th Ave
Fairbanks, AK
Contact
(907) 452-1751
Fax (301) 639-0804
blebon@mtmckinleybank.com
Address
360 Merhar Avenue
Fairbanks, AK
Contact
(907) 455-1103
Fax (301) 639-0804
william.staley@nrim.com
Address
1292 Sadler Way, Ste. 115
Fairbanks, AK
Contact
(907) 374-5489
Fax (301) 639-0804
m.angel@alaskausamortgage.com