Compare Today’s Refinance Rates for Valdez, Alaska

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Valdez, Alaska 99686. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Valdez and other areas of Valdez Cordova county, expected lifetime cash savings are $6,616 or $18 / month.

For Valdez, Alaska 99686, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

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Summary of Average Refinance Terms in Valdez, Alaska 99686

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Valdez, AK 99686, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Valdez, Alaska 99686 from 2012 - 2019

Below are historical data on refinancing in Valdez, Alaska and around Valdez Cordova county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 59.32% 41.64% 42.46% 53.16% 44.16% 49.33% 59.91% 49.43%
avg refi rate 4.73% 4.56% 3.92% 3.65% 4.61% 4.21% 3.96% 4.09%
% 15 year fixed refinance 34.98% 50.85% 50.40% 39.24% 51.95% 36.00% 34.91% 45.98%
avg refi rate 4.16% 3.69% 3.21% 2.97% 3.57% 3.38% 3.16% 3.16%
Avg credit score 754.88 755.54 762.62 752.89 742.73 747.39 748.19 751.63
Avg LTV (loan to value) 70.32% 67.12% 68.77% 71.20% 70.35% 69.86% 70.87% 68.74%
Avg DTI (debt to income) 29.99 29.98 28.55 29.29 30.60 31.73 31.91 31.59
Avg refinance insurance % 4.57% 4.00% 4.06% 4.72% 5.79% 4.34% 3.42% 1.61%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Valdez, Alaska 99686

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Valdez, Alaska 99686, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Bart LeBon

Executive Vice President Commercial Lending

500 4th Ave

Fairbanks, AK 99686

(907) 452-1751

blebon@mtmckinleybank.com

Bill Staley

VP, Commercial Loan Officer

360 Merhar Avenue

Fairbanks, AK 99686

(907) 455-1103

william.staley@nrim.com

Mary Angel

Mortgage Loan Originator

1292 Sadler Way, Ste. 115

Fairbanks, AK 99686

(907) 374-5489

m.angel@alaskausamortgage.com

Catherine Donaldson

Mortgage Loan Originator

1292 Sadler Way, Ste. 115

Fairbanks, AK 99686

(907) 374-5451

c.donaldson@alaskausamortgage.com

Aaron Hines

Senior Vice President/Commercial Loans Manager

119 N Cushman St #100,

Fairbanks, AK 99686

(907) 458-4269

ahines@denalistatebank.com

Address

500 4th Ave

Fairbanks, AK

Contact

(907) 452-1751

Fax (301) 639-0804

blebon@mtmckinleybank.com

Address

360 Merhar Avenue

Fairbanks, AK

Contact

(907) 455-1103

Fax (301) 639-0804

william.staley@nrim.com

Address

1292 Sadler Way, Ste. 115

Fairbanks, AK

Contact

(907) 374-5489

Fax (301) 639-0804

m.angel@alaskausamortgage.com

Refinancing News for Valdez, Alaska 99686