Compare Today’s Refinance Rates for Wainwright, Alaska 99782
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Wainwright, Alaska 99782.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $6,086 over the lifetime of your mortgage, which translates to a monthly savings of $17 in Wainwright and other areas of Nome county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Wainwright, Alaska 99782
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Interactive Refinance Rate Projections for Wainwright, Alaska 99782
Pureloan has developed an interactive chart to monitor the five largest local lenders in Wainwright, AK 99782, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Wainwright, Alaska 99782 from 2024 - 2016
The following historical data provides insights into refinancing trends in Wainwright, Alaska and the surrounding Nome county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 64.08% | 66.70% | 67.62% | 71.13% | 77.50% | 62.43% | 64.94% | 61.00% |
| avg refi rate | 6.02% | 3.64% | 2.95% | 3.27% | 4.15% | 4.55% | 4.14% | 3.90% | 4.08% |
| % 15 year fixed refinance | 22.54% | 21.96% | 19.23% | 17.53% | 20.83% | 28.04% | 29.00% | 28.50% | |
| avg refi rate | 2.80% | 2.46% | 2.78% | 3.48% | 3.93% | 3.34% | 3.12% | 3.20% | |
| Avg credit score | 771.88 | 753.25 | 757.89 | 764.15 | 755.63 | 748.47 | 749.72 | 757.61 | 758.37 |
| Avg LTV (loan to value) | 60.00% | 51.40% | 59.54% | 64.84% | 68.22% | 65.53% | 69.79% | 73.20% | 72.98% |
| Avg DTI (debt to income) | 34.63 | 33.45 | 31.72 | 31.96 | 33.18 | 33.43 | 34.52 | 32.48 | 32.48 |
| Avg refinance insurance % | 0.35% | 1.07% | 1.98% | 2.45% | 1.22% | 3.33% | 4.57% | 5.43% |
Best Refinance Brokers around Wainwright, Alaska 99782
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Wainwright, Alaska 99782, we have compiled a list of top refinance brokers to assist you in the process.
Ricardo Worl
Mortgage & Loans Manager
5446 Jenkins Dr
Juneau, AK 99782
(907) 780-6868
rworl@thrha.org
Mary Elsner
Loan Officer
5446 Jenkins Dr
Juneau, AK 99782
(907) 780-6868
melsner@thrha.org
Tom Sullivan
VP, Commercial Loan Unit Manager, Nmls #524523
2094 Jordan Ave.
Juneau, AK 99782
(907) 790-5170
tom.sullivan@nrim.com
Laurie Gardner
Mortgage Loan Officer
8390 Airport Blvd, Ste. 102
Juneau, AK 99782
(907) 796-1202
l.gardner@alaskausamortgage.com
Joyce Cummings
Mortgage Originator Petersburg & Wrangell
103 N. Nordic Drive
Petersburg, AK 99782
(907) 772-4277
joyce.cummings@firstbankak.com
Address
5446 Jenkins Dr
Juneau, AK
Contact
(907) 780-6868
Fax (301) 639-0804
rworl@thrha.org
Address
5446 Jenkins Dr
Juneau, AK
Contact
(907) 780-6868
Fax (301) 639-0804
melsner@thrha.org
Address
2094 Jordan Ave.
Juneau, AK
Contact
(907) 790-5170
Fax (301) 639-0804
tom.sullivan@nrim.com