Compare Today’s Refinance Rates for Adamsville, Alabama 35005
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Adamsville, Alabama 35005.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Adamsville, Alabama 35005. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,012 or $11 per month in Adamsville and other parts of Jefferson county.
Summary of Average Refinances in Adamsville, Alabama 35005
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Interactive Refinance Rate Projections for Adamsville, Alabama 35005
Pureloan has developed an interactive chart to monitor the five largest local lenders in Adamsville, AL 35005, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Adamsville, Alabama 35005 from 2024 - 2016
The following historical data provides insights into refinancing trends in Adamsville, Alabama and the surrounding Jefferson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.91% | 61.94% | 62.84% | 59.66% | 64.62% | 71.19% | 60.58% | 64.49% | 61.28% |
avg refi rate | 6.17% | 3.76% | 3.00% | 3.26% | 4.26% | 4.60% | 4.15% | 4.02% | 4.15% |
% 15 year fixed refinance | 22.70% | 22.01% | 24.61% | 20.22% | 23.73% | 25.73% | 26.17% | 28.20% | |
avg refi rate | 2.88% | 2.47% | 2.79% | 3.67% | 4.17% | 3.32% | 3.20% | 3.33% | |
Avg credit score | 740.09 | 731.74 | 746.83 | 754.04 | 747.62 | 742.98 | 744.73 | 749.81 | 753.51 |
Avg LTV (loan to value) | 62.05% | 65.29% | 70.84% | 74.29% | 73.25% | 74.81% | 73.41% | 76.66% | 76.26% |
Avg DTI (debt to income) | 33.77 | 32.71 | 31.12 | 30.93 | 32.73 | 32.99 | 32.17 | 31.71 | 31.30 |
Avg refinance insurance % | 1.64% | 1.37% | 3.31% | 5.37% | 5.29% | 6.66% | 5.98% | 6.89% | 8.25% |
Best Refinance Brokers around Adamsville, Alabama 35005
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Adamsville, Alabama 35005, we have compiled a list of top refinance brokers to assist you in the process.
Penny Fagan
Loan Officer
20 S Main St
Arab, AL 35005
(256) 931-4622
pfagan@citizensbanktrust.com
Melissa DeCarlo
Mortgage Loan Originator
200 Aliant Parkway
Alexander City, AL 35005
(205) 823-1727
mmorse@aliantbank.com
Scott Blake
Senior Mortgage Banker
1995 Cherokee Road
Alexander City, AL 35005
(205) 678-2080
sblake@renasant.com
Chasity Robertson
Lender
1710 Cherokee Ave SW
Cullman, AL 35005
(256) 255-2000
chasityr@eva-bank.com
Kerry Neighbors
Lender
1710 Cherokee Ave SW
Cullman, AL 35005
(256) 255-2000
kerryn@eva-bank.com
Address
20 S Main St
Arab, AL
Contact
(256) 931-4622
Fax (301) 639-0804
pfagan@citizensbanktrust.com
Address
200 Aliant Parkway
Alexander City, AL
Contact
(205) 823-1727
Fax (301) 639-0804
mmorse@aliantbank.com
Address
1995 Cherokee Road
Alexander City, AL
Contact
(205) 678-2080
Fax (301) 639-0804
sblake@renasant.com