Compare Today’s Refinance Rates for Athens, Alabama

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Athens, Alabama 35614. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Athens and other areas of Limestone county, expected lifetime cash savings are $6,950 or $19 / month.

For Athens, Alabama 35614, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

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Summary of Average Refinance Terms in Athens, Alabama 35614

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Athens, AL 35614, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Athens, Alabama 35614 from 2012 - 2019

Below are historical data on refinancing in Athens, Alabama and around Limestone county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 56.28% 51.58% 42.72% 54.92% 59.49% 59.26% 53.29% 62.00%
avg refi rate 4.78% 4.47% 3.78% 3.73% 4.45% 4.09% 3.87% 3.98%
% 15 year fixed refinance 29.44% 37.89% 45.07% 34.09% 31.65% 26.67% 37.50% 26.00%
avg refi rate 4.20% 3.71% 3.23% 2.94% 3.49% 3.19% 3.07% 3.32%
Avg credit score 763.08 761.78 766.51 758.02 750.81 758.30 760.34 744.68
Avg LTV (loan to value) 65.16% 66.05% 68.24% 69.77% 72.24% 74.77% 73.84% 70.28%
Avg DTI (debt to income) 28.25 28.83 26.86 27.05 28.78 29.62 27.33 32.16
Avg refinance insurance % 1.76% 1.92% 3.38% 5.01% 5.68% 6.69% 6.51% 4.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Athens, Alabama 35614

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Athens, Alabama 35614, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Dianne McAlister

Sr. Loan Officer

101 Cloverleaf Drive,

Athens, AL 35614

(256) 230-1151

dmcalister@hmoai.com

Nathan Smith

Loan Officer

304 W Green St

Athens, AL 35614

(256) 771-3248

NSmith@1stfed.com

Greg Balch

President

110 N Marion St

Athens, AL 35614

(256) 777-4400

gbalch@mycfhl.com

Jeff Barnett

Mortgage Banker

1114 US Highway 31 S

Athens, AL 35614

(256) 757-2887

jbarnett@hamiltonmortgage.net

Melody Davis

Loan Officer

103 N Court St Ste A

Florence, AL 35614

(256) 760-3570

MDavis@1stfed.com

Address

101 Cloverleaf Drive,

Athens, AL

Contact

(256) 230-1151

Fax (301) 639-0804

dmcalister@hmoai.com

Address

304 W Green St

Athens, AL

Contact

(256) 771-3248

Fax (301) 639-0804

NSmith@1stfed.com

Address

110 N Marion St

Athens, AL

Contact

(256) 777-4400

Fax (301) 639-0804

gbalch@mycfhl.com

Refinancing News for Athens, Alabama 35614