Compare Today’s Refinance Rates for Bucks, Alabama 36512
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Bucks, Alabama 36512.
With a 30-year amortization refinance in Bucks and surrounding areas of Mobile county, our calculations show that you can expect to save up to $6,725 over the lifetime of your mortgage, or a monthly savings of $19. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Bucks, Alabama 36512.
Summary of Average Refinances in Bucks, Alabama 36512
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Interactive Refinance Rate Projections for Bucks, Alabama 36512
Pureloan has developed an interactive chart to monitor the five largest local lenders in Bucks, AL 36512, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Bucks, Alabama 36512 from 2024 - 2016
The following historical data provides insights into refinancing trends in Bucks, Alabama and the surrounding Mobile county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.46% | 64.00% | 56.88% | 56.29% | 68.15% | 63.89% | 63.50% | 60.76% | 65.05% |
avg refi rate | 6.30% | 3.89% | 2.98% | 3.26% | 4.27% | 4.60% | 4.14% | 3.95% | 4.09% |
% 15 year fixed refinance | 11.54% | 17.78% | 26.81% | 28.62% | 22.93% | 25.00% | 24.09% | 25.95% | 22.58% |
avg refi rate | 5.92% | 2.65% | 2.46% | 2.78% | 3.83% | 3.91% | 3.31% | 3.23% | 3.41% |
Avg credit score | 751.35 | 744.60 | 750.40 | 756.83 | 748.64 | 733.43 | 743.16 | 752.23 | 748.60 |
Avg LTV (loan to value) | 76.15% | 70.30% | 72.65% | 75.03% | 76.64% | 74.69% | 74.21% | 76.77% | 75.49% |
Avg DTI (debt to income) | 33.77 | 33.00 | 30.92 | 31.19 | 32.73 | 32.86 | 31.63 | 32.32 | 30.75 |
Avg refinance insurance % | 10.12% | 5.09% | 4.62% | 5.83% | 8.77% | 7.06% | 6.70% | 7.52% | 7.48% |
Best Refinance Brokers around Bucks, Alabama 36512
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Bucks, Alabama 36512, we have compiled a list of top refinance brokers to assist you in the process.
Robert Sorrells
Mortgage Banker
26064 Capital Dr Ste B
Daphne, AL 36512
(251) 281-0926
rsorrells@hamiltonmortgage.net
Brad Moore
Loan Officer
7549 Assunta Ct
Fairhope, AL 36512
(251) 928-2240
bmoore@baymortgage.cc
Judd Basse
Loan Processor
314 E Laurel Ave Ste 4
Foley, AL 36512
(251) 943-2455
Judd@EmeraldCoastMtg.com
Sherry Basse
Loan Processor
314 E Laurel Ave Ste 4
Foley, AL 36512
(251) 943-2455
Sherry@EmeraldCoastMtg.com
Andrew Watson
Mortgage Officer
1545 Gulf Shores Pkwy Ste 121
Gulf Shores, AL 36512
(251) 968-9997
drew@eqval.com
Address
26064 Capital Dr Ste B
Daphne, AL
Contact
(251) 281-0926
Fax (301) 639-0804
rsorrells@hamiltonmortgage.net
Address
7549 Assunta Ct
Fairhope, AL
Contact
(251) 928-2240
Fax (301) 639-0804
bmoore@baymortgage.cc
Address
314 E Laurel Ave Ste 4
Foley, AL
Contact
(251) 943-2455
Fax (301) 639-0804
Judd@EmeraldCoastMtg.com