Compare Today’s Refinance Rates for Chancellor, Alabama 36316
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Chancellor, Alabama 36316.
With a 30-year amortization refinance in Chancellor and surrounding areas of Geneva county, our calculations show that you can expect to save up to $5,707 over the lifetime of your mortgage, or a monthly savings of $16. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Chancellor, Alabama 36316.
Summary of Average Refinances in Chancellor, Alabama 36316
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Interactive Refinance Rate Projections for Chancellor, Alabama 36316
Pureloan has developed an interactive chart to monitor the five largest local lenders in Chancellor, AL 36316, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Chancellor, Alabama 36316 from 2024 - 2016
The following historical data provides insights into refinancing trends in Chancellor, Alabama and the surrounding Geneva county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.46% | 64.00% | 56.88% | 56.29% | 68.15% | 63.89% | 63.50% | 60.76% | 65.05% |
avg refi rate | 6.30% | 3.89% | 2.98% | 3.26% | 4.27% | 4.60% | 4.14% | 3.95% | 4.09% |
% 15 year fixed refinance | 11.54% | 17.78% | 26.81% | 28.62% | 22.93% | 25.00% | 24.09% | 25.95% | 22.58% |
avg refi rate | 5.92% | 2.65% | 2.46% | 2.78% | 3.83% | 3.91% | 3.31% | 3.23% | 3.41% |
Avg credit score | 751.35 | 744.60 | 750.40 | 756.83 | 748.64 | 733.43 | 743.16 | 752.23 | 748.60 |
Avg LTV (loan to value) | 76.15% | 70.30% | 72.65% | 75.03% | 76.64% | 74.69% | 74.21% | 76.77% | 75.49% |
Avg DTI (debt to income) | 33.77 | 33.00 | 30.92 | 31.19 | 32.73 | 32.86 | 31.63 | 32.32 | 30.75 |
Avg refinance insurance % | 10.12% | 5.09% | 4.62% | 5.83% | 8.77% | 7.06% | 6.70% | 7.52% | 7.48% |
Best Refinance Brokers around Chancellor, Alabama 36316
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Chancellor, Alabama 36316, we have compiled a list of top refinance brokers to assist you in the process.
Beth Bryant
Loan Originator
901 Boll Weevil Cir
Enterprise, AL 36316
(334) 348-1745
BethBryant@synovusmortgage.com
Robin Lewis
Loan Officer
3299 Ross Clark Cir
Dothan, AL 36316
(334) 671-4070
robin.lewis@amerisbank.com
Angie McKinney
Mortgage Banker
3044 Hartford Hwy Ste 4
Dothan, AL 36316
(334) 671-2526
amckinney@hamiltonmortgage.net
Emily Blevins
Loan Administration
3299 Ross Clark Circle NW
Dothan, AL 36316
(386) 937-6260
emily.blevins@amerisbank.com
Beverly Davis
Loan Originator
3230 Ross Clark Circle #1
Dothan, AL 36316
(334) 790-7037
bdavis@hmoai.com
Address
901 Boll Weevil Cir
Enterprise, AL
Contact
(334) 348-1745
Fax (301) 639-0804
BethBryant@synovusmortgage.com
Address
3299 Ross Clark Cir
Dothan, AL
Contact
(334) 671-4070
Fax (301) 639-0804
robin.lewis@amerisbank.com
Address
3044 Hartford Hwy Ste 4
Dothan, AL
Contact
(334) 671-2526
Fax (301) 639-0804
amckinney@hamiltonmortgage.net