Compare Today’s Refinance Rates for Chunchula, Alabama 36521
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Chunchula, Alabama 36521.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Chunchula, Alabama 36521. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,071 or $11 per month in Chunchula and other parts of Mobile county.
Summary of Average Refinances in Chunchula, Alabama 36521
Become a certified mortgage expert on Pureloan.com
in Chunchula, Alabama 36521
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Chunchula, Alabama 36521
Pureloan has developed an interactive chart to monitor the five largest local lenders in Chunchula, AL 36521, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Chunchula, Alabama 36521 from 2024 - 2016
The following historical data provides insights into refinancing trends in Chunchula, Alabama and the surrounding Mobile county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.46% | 64.00% | 56.88% | 56.29% | 68.15% | 63.89% | 63.50% | 60.76% | 65.05% |
avg refi rate | 6.30% | 3.89% | 2.98% | 3.26% | 4.27% | 4.60% | 4.14% | 3.95% | 4.09% |
% 15 year fixed refinance | 11.54% | 17.78% | 26.81% | 28.62% | 22.93% | 25.00% | 24.09% | 25.95% | 22.58% |
avg refi rate | 5.92% | 2.65% | 2.46% | 2.78% | 3.83% | 3.91% | 3.31% | 3.23% | 3.41% |
Avg credit score | 751.35 | 744.60 | 750.40 | 756.83 | 748.64 | 733.43 | 743.16 | 752.23 | 748.60 |
Avg LTV (loan to value) | 76.15% | 70.30% | 72.65% | 75.03% | 76.64% | 74.69% | 74.21% | 76.77% | 75.49% |
Avg DTI (debt to income) | 33.77 | 33.00 | 30.92 | 31.19 | 32.73 | 32.86 | 31.63 | 32.32 | 30.75 |
Avg refinance insurance % | 10.12% | 5.09% | 4.62% | 5.83% | 8.77% | 7.06% | 6.70% | 7.52% | 7.48% |
Best Refinance Brokers around Chunchula, Alabama 36521
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Chunchula, Alabama 36521, we have compiled a list of top refinance brokers to assist you in the process.
Robert Sorrells
Mortgage Banker
26064 Capital Dr Ste B
Daphne, AL 36521
(251) 281-0926
rsorrells@hamiltonmortgage.net
Dana Moss
Mortgage Loan Originator
25366 Profit Drive
Daphne, AL 36521
(251) 316-5449
DLMoss@dhimortgage.com
Heather Gibbs
Mortgage Loan Originator
25366 Profit Drive
Daphne, AL 36521
(251) 316-5446
hkgibbs@dhimortgage.com
Jeff Riekhof
Branch Sales Manager
25366 Profit Drive
Daphne, AL 36521
(251) 316-5447
jariekhof@dhimortgage.com
Sherry Mitchell
Mortgage Loan Originator
25366 Profit Drive
Daphne, AL 36521
(251) 316-5449
SAMitchell@dhimortgage.com
Address
26064 Capital Dr Ste B
Daphne, AL
Contact
(251) 281-0926
Fax (301) 639-0804
rsorrells@hamiltonmortgage.net
Address
25366 Profit Drive
Daphne, AL
Contact
(251) 316-5449
Fax (301) 639-0804
DLMoss@dhimortgage.com
Address
25366 Profit Drive
Daphne, AL
Contact
(251) 316-5446
Fax (301) 639-0804
hkgibbs@dhimortgage.com