Compare Today’s Refinance Rates for Cowarts, Alabama 36321
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Cowarts, Alabama 36321.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Cowarts, Alabama 36321. For 30-year amortization refinancing, you can expect lifetime cash savings of $6,725 or $19 per month in Cowarts and other parts of Houston county.
Summary of Average Refinances in Cowarts, Alabama 36321
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Interactive Refinance Rate Projections for Cowarts, Alabama 36321
Pureloan has developed an interactive chart to monitor the five largest local lenders in Cowarts, AL 36321, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Cowarts, Alabama 36321 from 2024 - 2016
The following historical data provides insights into refinancing trends in Cowarts, Alabama and the surrounding Houston county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 88.46% | 64.00% | 56.88% | 56.29% | 68.15% | 63.89% | 63.50% | 60.76% | 65.05% |
| avg refi rate | 6.30% | 3.89% | 2.98% | 3.26% | 4.27% | 4.60% | 4.14% | 3.95% | 4.09% |
| % 15 year fixed refinance | 11.54% | 17.78% | 26.81% | 28.62% | 22.93% | 25.00% | 24.09% | 25.95% | 22.58% |
| avg refi rate | 5.92% | 2.65% | 2.46% | 2.78% | 3.83% | 3.91% | 3.31% | 3.23% | 3.41% |
| Avg credit score | 751.35 | 744.60 | 750.40 | 756.83 | 748.64 | 733.43 | 743.16 | 752.23 | 748.60 |
| Avg LTV (loan to value) | 76.15% | 70.30% | 72.65% | 75.03% | 76.64% | 74.69% | 74.21% | 76.77% | 75.49% |
| Avg DTI (debt to income) | 33.77 | 33.00 | 30.92 | 31.19 | 32.73 | 32.86 | 31.63 | 32.32 | 30.75 |
| Avg refinance insurance % | 10.12% | 5.09% | 4.62% | 5.83% | 8.77% | 7.06% | 6.70% | 7.52% | 7.48% |
Best Refinance Brokers around Cowarts, Alabama 36321
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Cowarts, Alabama 36321, we have compiled a list of top refinance brokers to assist you in the process.
Beth Bryant
Loan Originator
901 Boll Weevil Cir
Enterprise, AL 36321
(334) 348-1745
BethBryant@synovusmortgage.com
Robin Lewis
Loan Officer
3299 Ross Clark Cir
Dothan, AL 36321
(334) 671-4070
robin.lewis@amerisbank.com
Angie McKinney
Mortgage Banker
3044 Hartford Hwy Ste 4
Dothan, AL 36321
(334) 671-2526
amckinney@hamiltonmortgage.net
Emily Blevins
Loan Administration
3299 Ross Clark Circle NW
Dothan, AL 36321
(386) 937-6260
emily.blevins@amerisbank.com
Beverly Davis
Loan Originator
3230 Ross Clark Circle #1
Dothan, AL 36321
(334) 790-7037
bdavis@hmoai.com
Address
901 Boll Weevil Cir
Enterprise, AL
Contact
(334) 348-1745
Fax (301) 639-0804
BethBryant@synovusmortgage.com
Address
3299 Ross Clark Cir
Dothan, AL
Contact
(334) 671-4070
Fax (301) 639-0804
robin.lewis@amerisbank.com
Address
3044 Hartford Hwy Ste 4
Dothan, AL
Contact
(334) 671-2526
Fax (301) 639-0804
amckinney@hamiltonmortgage.net