Compare Today’s Refinance Rates for Daphne, Alabama

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Daphne, Alabama 36526. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $5,129 or $14 / month in Daphne and other areas of Baldwin county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Daphne, Alabama 36526.

No suitable program is found

Summary of Average Refinance Terms in Daphne, Alabama 36526

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Daphne, AL 36526, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Daphne, Alabama 36526 from 2012 - 2019

Below are historical data on refinancing in Daphne, Alabama and around Baldwin county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 62.65% 59.69% 50.59% 53.91% 59.02% 66.18% 61.49% 61.11%
avg refi rate 4.84% 4.58% 3.91% 3.75% 4.44% 4.09% 3.95% 4.05%
% 15 year fixed refinance 26.85% 23.47% 31.76% 34.38% 33.61% 22.71% 25.47% 31.94%
avg refi rate 4.21% 3.90% 3.17% 3.00% 3.62% 3.39% 3.23% 3.18%
Avg credit score 758.89 753.77 758.48 758.46 752.42 749.99 751.98 749.29
Avg LTV (loan to value) 68.88% 69.63% 71.58% 70.54% 73.89% 75.18% 76.77% 72.06%
Avg DTI (debt to income) 30.71 31.83 29.53 28.98 31.01 30.52 32.52 30.57
Avg refinance insurance % 2.04% 2.19% 4.29% 4.26% 6.43% 7.13% 7.57% 5.39%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Daphne, Alabama 36526

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Daphne, Alabama 36526, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Deanna Montgomery

Loan Originator

2441 E. US Highway 377, Ste. 103

Daphne, AL 36526

(817) 295-9100

deanna.montgomery@gatewayloan.com

Sheri Little

Loan Originator

24 Professional Village Circle

Daphne, AL 36526

(843) 321-8834

sheri.little@gatewayloan.com

Jo Crozier

Branch Manager

2441 E. US Highway 377, Ste. 103

Daphne, AL 36526

(817) 295-9100

jo.crozier@gatewayloan.com

Kim Crook

Loan Originator

2603 Augusta, Ste. 100

Daphne, AL 36526

(832) 941-0166

kim.crook@gatewayloan.com

Haydee Carpy

Loan Originator

2603 Augusta, Ste. 100

Daphne, AL 36526

(832) 941-0166

haydee.carpy@gatewayloan.com

Address

2441 E. US Highway 377, Ste. 103

Daphne, AL

Contact

(817) 295-9100

Fax (301) 639-0804

deanna.montgomery@gatewayloan.com

Address

24 Professional Village Circle

Daphne, AL

Contact

(843) 321-8834

Fax (301) 639-0804

sheri.little@gatewayloan.com

Address

2441 E. US Highway 377, Ste. 103

Daphne, AL

Contact

(817) 295-9100

Fax (301) 639-0804

jo.crozier@gatewayloan.com

Refinancing News for Daphne, Alabama 36526