Compare Today’s Refinance Rates for Dauphin Island, Alabama 36528
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Dauphin Island, Alabama 36528.
With a 30-year amortization refinance in Dauphin Island and surrounding areas of Mobile county, our calculations show that you can expect to save up to $7,846 over the lifetime of your mortgage, or a monthly savings of $22. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Dauphin Island, Alabama 36528.
Summary of Average Refinances in Dauphin Island, Alabama 36528
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Interactive Refinance Rate Projections for Dauphin Island, Alabama 36528
Pureloan has developed an interactive chart to monitor the five largest local lenders in Dauphin Island, AL 36528, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Dauphin Island, Alabama 36528 from 2024 - 2016
The following historical data provides insights into refinancing trends in Dauphin Island, Alabama and the surrounding Mobile county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.46% | 64.00% | 56.88% | 56.29% | 68.15% | 63.89% | 63.50% | 60.76% | 65.05% |
avg refi rate | 6.30% | 3.89% | 2.98% | 3.26% | 4.27% | 4.60% | 4.14% | 3.95% | 4.09% |
% 15 year fixed refinance | 11.54% | 17.78% | 26.81% | 28.62% | 22.93% | 25.00% | 24.09% | 25.95% | 22.58% |
avg refi rate | 5.92% | 2.65% | 2.46% | 2.78% | 3.83% | 3.91% | 3.31% | 3.23% | 3.41% |
Avg credit score | 751.35 | 744.60 | 750.40 | 756.83 | 748.64 | 733.43 | 743.16 | 752.23 | 748.60 |
Avg LTV (loan to value) | 76.15% | 70.30% | 72.65% | 75.03% | 76.64% | 74.69% | 74.21% | 76.77% | 75.49% |
Avg DTI (debt to income) | 33.77 | 33.00 | 30.92 | 31.19 | 32.73 | 32.86 | 31.63 | 32.32 | 30.75 |
Avg refinance insurance % | 10.12% | 5.09% | 4.62% | 5.83% | 8.77% | 7.06% | 6.70% | 7.52% | 7.48% |
Best Refinance Brokers around Dauphin Island, Alabama 36528
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Dauphin Island, Alabama 36528, we have compiled a list of top refinance brokers to assist you in the process.
Brad Moore
Loan Officer
7549 Assunta Ct
Fairhope, AL 36528
(251) 928-2240
bmoore@baymortgage.cc
Judd Basse
Loan Processor
314 E Laurel Ave Ste 4
Foley, AL 36528
(251) 943-2455
Judd@EmeraldCoastMtg.com
Sherry Basse
Loan Processor
314 E Laurel Ave Ste 4
Foley, AL 36528
(251) 943-2455
Sherry@EmeraldCoastMtg.com
Kay Nunnery
Mortgage Production Manager
55 B North Section Street
Fairhope, AL 36528
(256) 235-9356
kay.nunnery@regions.com
Ken Cramton
Branch Manager
915 Plantation Blvd
Fairhope, AL 36528
(251) 990-5897
kcramton@hmoai.com
Address
7549 Assunta Ct
Fairhope, AL
Contact
(251) 928-2240
Fax (301) 639-0804
bmoore@baymortgage.cc
Address
314 E Laurel Ave Ste 4
Foley, AL
Contact
(251) 943-2455
Fax (301) 639-0804
Judd@EmeraldCoastMtg.com
Address
314 E Laurel Ave Ste 4
Foley, AL
Contact
(251) 943-2455
Fax (301) 639-0804
Sherry@EmeraldCoastMtg.com