Compare Today’s Refinance Rates for Dothan, Alabama

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Dothan, Alabama 36305. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Dothan and surrounding areas of Houston county, your expected lifetime cash savings are $3,766 or $10 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Dothan, Alabama 36305.

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Summary of Average Refinance Terms in Dothan, Alabama 36305

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Dothan, AL 36305, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Dothan, Alabama 36305 from 2012 - 2019

Below are historical data on refinancing in Dothan, Alabama and around Houston county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 62.65% 59.69% 50.59% 53.91% 59.02% 66.18% 61.49% 61.11%
avg refi rate 4.84% 4.58% 3.91% 3.75% 4.44% 4.09% 3.95% 4.05%
% 15 year fixed refinance 26.85% 23.47% 31.76% 34.38% 33.61% 22.71% 25.47% 31.94%
avg refi rate 4.21% 3.90% 3.17% 3.00% 3.62% 3.39% 3.23% 3.18%
Avg credit score 758.89 753.77 758.48 758.46 752.42 749.99 751.98 749.29
Avg LTV (loan to value) 68.88% 69.63% 71.58% 70.54% 73.89% 75.18% 76.77% 72.06%
Avg DTI (debt to income) 30.71 31.83 29.53 28.98 31.01 30.52 32.52 30.57
Avg refinance insurance % 2.04% 2.19% 4.29% 4.26% 6.43% 7.13% 7.57% 5.39%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Dothan, Alabama 36305

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Dothan, Alabama 36305, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Sheila Parker

Mortgage Lenders

3201 Ross Clark Circle Nw

Dothan, AL 36305

(334) 677-2500

sheila.parker@regions.com

Gena Jordan

Branch Manager

3230 Ross Clark Circle #1

Dothan, AL 36305

(334) 712-9170

gjordan@hmoai.com

Beverly Davis

Loan Originator

3230 Ross Clark Circle #1

Dothan, AL 36305

(334) 790-7037

bdavis@hmoai.com

Emily Blevins

Loan Administration

3299 Ross Clark Circle NW

Dothan, AL 36305

(386) 937-6260

emily.blevins@amerisbank.com

Angie McKinney

Mortgage Banker

3044 Hartford Hwy Ste 4

Dothan, AL 36305

(334) 671-2526

amckinney@hamiltonmortgage.net

Address

3201 Ross Clark Circle Nw

Dothan, AL

Contact

(334) 677-2500

Fax (301) 639-0804

sheila.parker@regions.com

Address

3230 Ross Clark Circle #1

Dothan, AL

Contact

(334) 712-9170

Fax (301) 639-0804

gjordan@hmoai.com

Address

3230 Ross Clark Circle #1

Dothan, AL

Contact

(334) 790-7037

Fax (301) 639-0804

bdavis@hmoai.com

Refinancing News for Dothan, Alabama 36305