Compare Today’s Refinance Rates for Huntsville, Alabama

Pureloan analyzes all refinance lenders to give you the best real-time home refi rates for Huntsville, Alabama 35899. Search for lower interest rates, cash-out refi or a home equity loan. For 30-year amortization refinancing in Huntsville and surrounding areas of Madison county, expected lifetime cash savings are $18,114 or $50 / month.

Our search engine analyzes all possible options including HELOC, positive equity refinancing, and short home refinancing for Huntsville, Alabama 35899.

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Summary of Average Refinance Terms in Huntsville, Alabama 35899

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Refinance Rates for Huntsville, Alabama 35899 from 2012 - 2019

Below are historical data on refinancing in Huntsville, Alabama and around Madison county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed refinance 56.28% 51.58% 42.72% 54.92% 59.49% 59.26% 53.29% 62.00%
avg refi rate 4.78% 4.47% 3.78% 3.73% 4.45% 4.09% 3.87% 3.98%
% 15 year fixed refinance 29.44% 37.89% 45.07% 34.09% 31.65% 26.67% 37.50% 26.00%
avg refi rate 4.20% 3.71% 3.23% 2.94% 3.49% 3.19% 3.07% 3.32%
% 10 year fixed refinance 2.16% 2.63% 4.69% 3.03% 2.53% 1.48% 2.63%
avg refi rate 4.03% 3.90% 3.25% 2.80% 2.88% 3.50% 2.66%
Avg credit score 763.08 761.78 766.51 758.02 750.81 758.30 760.34 744.68
Avg LTV (loan to value) 65.16% 66.05% 68.24% 69.77% 72.24% 74.77% 73.84% 70.28%
Avg Combined LTV (loan to value) 66.79% 67.71% 69.74% 70.95% 73.43% 76.01% 74.74% 72.00%
Avg DTI (debt to income) 28.25 28.83 26.86 27.05 28.78 29.62 27.33 32.16
Avg refinance insurance % 1.76% 1.92% 3.38% 5.01% 5.68% 6.69% 6.51% 4.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Huntsville, Alabama 35899

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Huntsville, Alabama 35899, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Haley Underwood

Loan Officer

720 Gallatin St SW #150

Huntsville, AL 35899

(256) 541-5003

hunderwood@firstbankonline.com

Emily Loper

Loan Officer

720 Gallatin St SW #150

Huntsville, AL 35899

(256) 801-9543

eloper@firstbankonline.com

Betty Kitchens

Loan Officer

720 Gallatin St SW #150

Huntsville, AL 35899

(256) 319-3707

bkitchens@firstbankonline.com

Teresa Hagood

Loan Officer

720 Gallatin St SW #150

Huntsville, AL 35899

(256) 227-7727

thagood@firstbankonline.com

Norionna Cox

Loan Officer

720 Gallatin St SW #150

Huntsville, AL 35899

(256) 653-8079

ncox@firstbankonline.com

Address

720 Gallatin St SW #150

Huntsville, AL

Contact

(256) 541-5003

Fax (301) 639-0804

hunderwood@firstbankonline.com

Address

720 Gallatin St SW #150

Huntsville, AL

Contact

(256) 801-9543

Fax (301) 639-0804

eloper@firstbankonline.com

Address

720 Gallatin St SW #150

Huntsville, AL

Contact

(256) 319-3707

Fax (301) 639-0804

bkitchens@firstbankonline.com

Refinancing News for Huntsville, Alabama 35899