Compare Today’s Refinance Rates for Knoxville, Alabama 35469
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Knoxville, Alabama 35469.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Knoxville, Alabama 35469. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,675 or $10 per month in Knoxville and other parts of Greene county.
Summary of Average Refinances in Knoxville, Alabama 35469
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Interactive Refinance Rate Projections for Knoxville, Alabama 35469
Pureloan has developed an interactive chart to monitor the five largest local lenders in Knoxville, AL 35469, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Knoxville, Alabama 35469 from 2024 - 2016
The following historical data provides insights into refinancing trends in Knoxville, Alabama and the surrounding Greene county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.24% | 69.66% | 59.73% | 57.58% | 59.85% | 65.56% | 65.17% | 62.18% | 63.56% |
avg refi rate | 6.40% | 3.97% | 2.98% | 3.31% | 4.30% | 4.65% | 4.18% | 4.01% | 4.11% |
% 15 year fixed refinance | 8.82% | 17.42% | 25.55% | 27.04% | 25.55% | 25.56% | 29.21% | 24.37% | 26.27% |
avg refi rate | 5.54% | 3.17% | 2.44% | 2.78% | 3.78% | 3.84% | 3.42% | 3.16% | 3.37% |
Avg credit score | 732.74 | 740.43 | 745.28 | 753.51 | 751.45 | 738.66 | 740.34 | 741.42 | 743.11 |
Avg LTV (loan to value) | 68.79% | 66.94% | 69.19% | 73.56% | 72.71% | 74.30% | 71.49% | 72.91% | 74.35% |
Avg DTI (debt to income) | 32.88 | 32.49 | 31.52 | 31.25 | 32.36 | 31.97 | 32.81 | 33.03 | 32.21 |
Avg refinance insurance % | 5.26% | 3.04% | 3.28% | 5.28% | 5.85% | 5.84% | 5.52% | 5.50% | 6.73% |
Best Refinance Brokers around Knoxville, Alabama 35469
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Knoxville, Alabama 35469, we have compiled a list of top refinance brokers to assist you in the process.
David Derry
Loan Officer
511 Energy Center Blvd Ste 702
Northport, AL 35469
(205) 758-5626
dderry@cfmhomes.com
Lance Johnson
Loan Officer
511 Energy Center Blvd Ste 702
Northport, AL 35469
(205) 758-5626
lancejohnson@cfmhomes.com
Tammy Burton
MORTGAGE BANKING OFFICER
607 Highway 78 E
Jasper, AL 35469
(205) 295-0033
tburton@bankofwalkercounty.com
Karla Williams
LOAN PROCESSER
607 Highway 78 E
Jasper, AL 35469
(205) 295-0033
kwilliams@bankofwalkercounty.com
Leigh Stewart
Residential Mortgage
130 2Nd Ave Sw
Hamilton, AL 35469
lstewart@goprime.com
Address
511 Energy Center Blvd Ste 702
Northport, AL
Contact
(205) 758-5626
Fax (301) 639-0804
dderry@cfmhomes.com
Address
511 Energy Center Blvd Ste 702
Northport, AL
Contact
(205) 758-5626
Fax (301) 639-0804
lancejohnson@cfmhomes.com
Address
607 Highway 78 E
Jasper, AL
Contact
(205) 295-0033
Fax (301) 639-0804
tburton@bankofwalkercounty.com