Compare Today’s Refinance Rates for Natural Bridge, Alabama 35577
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Natural Bridge, Alabama 35577.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Natural Bridge, Alabama 35577. For 30-year amortization refinancing, you can expect lifetime cash savings of $9,176 or $25 per month in Natural Bridge and other parts of Winston county.
Summary of Average Refinances in Natural Bridge, Alabama 35577
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Interactive Refinance Rate Projections for Natural Bridge, Alabama 35577
Pureloan has developed an interactive chart to monitor the five largest local lenders in Natural Bridge, AL 35577, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Natural Bridge, Alabama 35577 from 2024 - 2016
The following historical data provides insights into refinancing trends in Natural Bridge, Alabama and the surrounding Winston county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.00% | 64.79% | 61.47% | 48.18% | 66.67% | 65.31% | 63.38% | 53.97% | 58.82% |
avg refi rate | 6.78% | 4.10% | 2.92% | 3.26% | 4.16% | 4.48% | 3.94% | 3.94% | 4.07% |
% 15 year fixed refinance | 20.00% | 25.35% | 21.21% | 38.64% | 21.43% | 20.41% | 26.76% | 28.57% | 27.45% |
avg refi rate | 4.99% | 2.81% | 2.50% | 2.77% | 3.53% | 3.91% | 3.30% | 3.30% | 3.17% |
Avg credit score | 731.40 | 741.31 | 749.16 | 752.38 | 740.43 | 738.35 | 744.42 | 744.33 | 744.59 |
Avg LTV (loan to value) | 73.20% | 65.55% | 70.67% | 69.65% | 69.02% | 75.94% | 74.48% | 73.97% | 75.35% |
Avg DTI (debt to income) | 39.60 | 30.41 | 31.09 | 30.05 | 32.07 | 31.76 | 32.96 | 30.38 | 31.22 |
Avg refinance insurance % | 6.00% | 3.17% | 4.25% | 3.06% | 5.40% | 6.45% | 6.97% | 6.57% | 6.86% |
Best Refinance Brokers around Natural Bridge, Alabama 35577
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Natural Bridge, Alabama 35577, we have compiled a list of top refinance brokers to assist you in the process.
Melody Davis
Loan Officer
103 N Court St Ste A
Florence, AL 35577
(256) 760-3570
MDavis@1stfed.com
Dewayne Griffin
Loan Officer
103 N Court St Ste A
Florence, AL 35577
(256) 760-3570
DGriffin@1stfed.com
Daniel Hand
Loan Officer
103 N Court St Ste A
Florence, AL 35577
(256) 760-3570
DHand@1stfed.com
Tamra Stutts
Loan Officer
103 N Court St Ste A
Florence, AL 35577
(256) 760-3570
TStutts@1stfed.com
Brock Tate
Loan Officer
103 N Court St Ste A
Florence, AL 35577
(256) 760-3570
BTate@1stfed.com
Address
103 N Court St Ste A
Florence, AL
Contact
(256) 760-3570
Fax (301) 639-0804
MDavis@1stfed.com
Address
103 N Court St Ste A
Florence, AL
Contact
(256) 760-3570
Fax (301) 639-0804
DGriffin@1stfed.com
Address
103 N Court St Ste A
Florence, AL
Contact
(256) 760-3570
Fax (301) 639-0804
DHand@1stfed.com