Compare Today’s Refinance Rates for Northport, Alabama

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Northport, Alabama 35476. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Northport and other areas of Tuscaloosa county, expected lifetime cash savings are $8,263 or $23 / month.

For Northport, Alabama 35476, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

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Summary of Average Refinance Terms in Northport, Alabama 35476

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Northport, AL 35476, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Northport, Alabama 35476 from 2012 - 2019

Below are historical data on refinancing in Northport, Alabama and around Tuscaloosa county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 56.28% 51.58% 42.72% 54.92% 59.49% 59.26% 53.29% 62.00%
avg refi rate 4.78% 4.47% 3.78% 3.73% 4.45% 4.09% 3.87% 3.98%
% 15 year fixed refinance 29.44% 37.89% 45.07% 34.09% 31.65% 26.67% 37.50% 26.00%
avg refi rate 4.20% 3.71% 3.23% 2.94% 3.49% 3.19% 3.07% 3.32%
Avg credit score 763.08 761.78 766.51 758.02 750.81 758.30 760.34 744.68
Avg LTV (loan to value) 65.16% 66.05% 68.24% 69.77% 72.24% 74.77% 73.84% 70.28%
Avg DTI (debt to income) 28.25 28.83 26.86 27.05 28.78 29.62 27.33 32.16
Avg refinance insurance % 1.76% 1.92% 3.38% 5.01% 5.68% 6.69% 6.51% 4.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Northport, Alabama 35476

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Northport, Alabama 35476, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Lance Johnson

Loan Officer

511 Energy Center Blvd Ste 702

Northport, AL 35476

(205) 758-5626

lancejohnson@cfmhomes.com

David Derry

Loan Officer

511 Energy Center Blvd Ste 702

Northport, AL 35476

(205) 758-5626

dderry@cfmhomes.com

Callison

Branch Manager

509 1st Ave W

Reform, AL 35476

(205) 375-6261

callison@wabt.com

Tammy Burton

MORTGAGE BANKING OFFICER

607 Highway 78 E

Jasper, AL 35476

(205) 295-0033

tburton@bankofwalkercounty.com

Karla Williams

LOAN PROCESSER

607 Highway 78 E

Jasper, AL 35476

(205) 295-0033

kwilliams@bankofwalkercounty.com

Address

511 Energy Center Blvd Ste 702

Northport, AL

Contact

(205) 758-5626

Fax (301) 639-0804

lancejohnson@cfmhomes.com

Address

511 Energy Center Blvd Ste 702

Northport, AL

Contact

(205) 758-5626

Fax (301) 639-0804

dderry@cfmhomes.com

Address

509 1st Ave W

Reform, AL

Contact

(205) 375-6261

Fax (301) 639-0804

callison@wabt.com

Refinancing News for Northport, Alabama 35476