Compare Today’s Refinance Rates for Pine Apple, Alabama 36768
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Pine Apple, Alabama 36768.
With a 30-year amortization refinance in Pine Apple and surrounding areas of Wilcox county, our calculations show that you can expect to save up to $17,316 over the lifetime of your mortgage, or a monthly savings of $48. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Pine Apple, Alabama 36768.
Summary of Average Refinances in Pine Apple, Alabama 36768
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Interactive Refinance Rate Projections for Pine Apple, Alabama 36768
Pureloan has developed an interactive chart to monitor the five largest local lenders in Pine Apple, AL 36768, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Pine Apple, Alabama 36768 from 2024 - 2016
The following historical data provides insights into refinancing trends in Pine Apple, Alabama and the surrounding Wilcox county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 88.46% | 64.00% | 56.88% | 56.29% | 68.15% | 63.89% | 63.50% | 60.76% | 65.05% |
| avg refi rate | 6.30% | 3.89% | 2.98% | 3.26% | 4.27% | 4.60% | 4.14% | 3.95% | 4.09% |
| % 15 year fixed refinance | 11.54% | 17.78% | 26.81% | 28.62% | 22.93% | 25.00% | 24.09% | 25.95% | 22.58% |
| avg refi rate | 5.92% | 2.65% | 2.46% | 2.78% | 3.83% | 3.91% | 3.31% | 3.23% | 3.41% |
| Avg credit score | 751.35 | 744.60 | 750.40 | 756.83 | 748.64 | 733.43 | 743.16 | 752.23 | 748.60 |
| Avg LTV (loan to value) | 76.15% | 70.30% | 72.65% | 75.03% | 76.64% | 74.69% | 74.21% | 76.77% | 75.49% |
| Avg DTI (debt to income) | 33.77 | 33.00 | 30.92 | 31.19 | 32.73 | 32.86 | 31.63 | 32.32 | 30.75 |
| Avg refinance insurance % | 10.12% | 5.09% | 4.62% | 5.83% | 8.77% | 7.06% | 6.70% | 7.52% | 7.48% |
Best Refinance Brokers around Pine Apple, Alabama 36768
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Pine Apple, Alabama 36768, we have compiled a list of top refinance brokers to assist you in the process.
Lillie King
Loan Officer
600 2nd Ave
Opelika, AL 36768
(334) 363-3071
LKing@bbandt.com
Gerald Clark
Home Mortgage Consultant
2607 E Glenn Ave
Auburn, AL 36768
(334) 502-0245
gerald.clark@wellsfargo.com
Houston Russell
Home Mortgage Consultant
2607 E Glenn Ave
Auburn, AL 36768
(334) 502-0245
houston.russell@wellsfargo.com
John Reese
Home Mortgage Consultant
2607 E Glenn Ave
Auburn, AL 36768
(334) 502-0245
john.reese@wellsfargo.com
Daniel Dunlop
Home Mortgage Consultant
2607 E Glenn Ave
Auburn, AL 36768
(334) 502-0245
daniel.dunlop@wellsfargo.com
Address
600 2nd Ave
Opelika, AL
Contact
(334) 363-3071
Fax (301) 639-0804
LKing@bbandt.com
Address
2607 E Glenn Ave
Auburn, AL
Contact
(334) 502-0245
Fax (301) 639-0804
gerald.clark@wellsfargo.com
Address
2607 E Glenn Ave
Auburn, AL
Contact
(334) 502-0245
Fax (301) 639-0804
houston.russell@wellsfargo.com