Compare Today’s Refinance Rates for Pine Level, Alabama 36065
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Pine Level, Alabama 36065.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,602 over the lifetime of your mortgage, which translates to a monthly savings of $13 in Pine Level and other areas of Montgomery county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Pine Level, Alabama 36065
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Interactive Refinance Rate Projections for Pine Level, Alabama 36065
Pureloan has developed an interactive chart to monitor the five largest local lenders in Pine Level, AL 36065, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Pine Level, Alabama 36065 from 2024 - 2016
The following historical data provides insights into refinancing trends in Pine Level, Alabama and the surrounding Montgomery county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.46% | 64.00% | 56.88% | 56.29% | 68.15% | 63.89% | 63.50% | 60.76% | 65.05% |
avg refi rate | 6.30% | 3.89% | 2.98% | 3.26% | 4.27% | 4.60% | 4.14% | 3.95% | 4.09% |
% 15 year fixed refinance | 11.54% | 17.78% | 26.81% | 28.62% | 22.93% | 25.00% | 24.09% | 25.95% | 22.58% |
avg refi rate | 5.92% | 2.65% | 2.46% | 2.78% | 3.83% | 3.91% | 3.31% | 3.23% | 3.41% |
Avg credit score | 751.35 | 744.60 | 750.40 | 756.83 | 748.64 | 733.43 | 743.16 | 752.23 | 748.60 |
Avg LTV (loan to value) | 76.15% | 70.30% | 72.65% | 75.03% | 76.64% | 74.69% | 74.21% | 76.77% | 75.49% |
Avg DTI (debt to income) | 33.77 | 33.00 | 30.92 | 31.19 | 32.73 | 32.86 | 31.63 | 32.32 | 30.75 |
Avg refinance insurance % | 10.12% | 5.09% | 4.62% | 5.83% | 8.77% | 7.06% | 6.70% | 7.52% | 7.48% |
Best Refinance Brokers around Pine Level, Alabama 36065
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Pine Level, Alabama 36065, we have compiled a list of top refinance brokers to assist you in the process.
Kimberly Lumpkin
Loan Originator
4121 Carmichael Rd Ste 103
Montgomery, AL 36065
(334) 244-4421
kimberlylumpkin@synovusmortgage.com
Vicki Williams
President
4260 Carmichael Ct N
Montgomery, AL 36065
(334) 277-0900
VickiW@Anchormort.com
Reba Curtis
Loan Officer
4260 Carmichael Ct N
Montgomery, AL 36065
(334) 277-0900
RebaC@Anchormort.com
Wendy Coker
Loan Officer
4260 Carmichael Ct N
Montgomery, AL 36065
(334) 277-0900
WendyC@Anchormort.com
Nancy Eckermann
Loan Officer
4260 Carmichael Ct N
Montgomery, AL 36065
(334) 277-0900
Nancye@anchormort.com
Address
4121 Carmichael Rd Ste 103
Montgomery, AL
Contact
(334) 244-4421
Fax (301) 639-0804
kimberlylumpkin@synovusmortgage.com
Address
4260 Carmichael Ct N
Montgomery, AL
Contact
(334) 277-0900
Fax (301) 639-0804
VickiW@Anchormort.com
Address
4260 Carmichael Ct N
Montgomery, AL
Contact
(334) 277-0900
Fax (301) 639-0804
RebaC@Anchormort.com