Compare Today’s Refinance Rates for Prattville, Alabama

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Prattville, Alabama 36068. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $6,950 or $19 / month in Prattville and other areas of Autauga county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Prattville, Alabama 36068.

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Summary of Average Refinance Terms in Prattville, Alabama 36068

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Prattville, AL 36068, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Prattville, Alabama 36068 from 2012 - 2019

Below are historical data on refinancing in Prattville, Alabama and around Autauga county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 62.65% 59.69% 50.59% 53.91% 59.02% 66.18% 61.49% 61.11%
avg refi rate 4.84% 4.58% 3.91% 3.75% 4.44% 4.09% 3.95% 4.05%
% 15 year fixed refinance 26.85% 23.47% 31.76% 34.38% 33.61% 22.71% 25.47% 31.94%
avg refi rate 4.21% 3.90% 3.17% 3.00% 3.62% 3.39% 3.23% 3.18%
Avg credit score 758.89 753.77 758.48 758.46 752.42 749.99 751.98 749.29
Avg LTV (loan to value) 68.88% 69.63% 71.58% 70.54% 73.89% 75.18% 76.77% 72.06%
Avg DTI (debt to income) 30.71 31.83 29.53 28.98 31.01 30.52 32.52 30.57
Avg refinance insurance % 2.04% 2.19% 4.29% 4.26% 6.43% 7.13% 7.57% 5.39%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Prattville, Alabama 36068

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Prattville, Alabama 36068, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Robert Drinkard

Mortgage Loan Officer

1798 Highway 14 E

Prattville, AL 36068

(334) 290-0745

rdrinkard@bbandt.com

Stephanie Gallenstein

Loan Officer

1916 Cobbs Ford Road

Prattville, AL 36068

(334) 395-3504

SGallenstein@trustmark.com

Caleb Strickland

Mortgage Banker

702C Commerce Ct

Prattville, AL 36068

(334) 365-5259

cstrickland@hamiltonmortgage.net

Dale Strickland

Mortgage Banker

702C Commerce Ct

Prattville, AL 36068

(334) 365-5259

dstickland@hamiltonmortgage.net

Kimberly Lumpkin

Loan Originator

4121 Carmichael Rd Ste 103

Montgomery, AL 36068

(334) 244-4421

kimberlylumpkin@synovusmortgage.com

Address

1798 Highway 14 E

Prattville, AL

Contact

(334) 290-0745

Fax (301) 639-0804

rdrinkard@bbandt.com

Address

1916 Cobbs Ford Road

Prattville, AL

Contact

(334) 395-3504

Fax (301) 639-0804

SGallenstein@trustmark.com

Address

702C Commerce Ct

Prattville, AL

Contact

(334) 365-5259

Fax (301) 639-0804

cstrickland@hamiltonmortgage.net

Refinancing News for Prattville, Alabama 36068