Compare Today’s Refinance Rates for Ramer, Alabama 36069
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Ramer, Alabama 36069.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Ramer, Alabama 36069. For 30-year amortization refinancing, you can expect lifetime cash savings of $7,349 or $20 per month in Ramer and other parts of Montgomery county.
Summary of Average Refinances in Ramer, Alabama 36069
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Interactive Refinance Rate Projections for Ramer, Alabama 36069
Pureloan has developed an interactive chart to monitor the five largest local lenders in Ramer, AL 36069, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Ramer, Alabama 36069 from 2024 - 2016
The following historical data provides insights into refinancing trends in Ramer, Alabama and the surrounding Montgomery county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.46% | 64.00% | 56.88% | 56.29% | 68.15% | 63.89% | 63.50% | 60.76% | 65.05% |
avg refi rate | 6.30% | 3.89% | 2.98% | 3.26% | 4.27% | 4.60% | 4.14% | 3.95% | 4.09% |
% 15 year fixed refinance | 11.54% | 17.78% | 26.81% | 28.62% | 22.93% | 25.00% | 24.09% | 25.95% | 22.58% |
avg refi rate | 5.92% | 2.65% | 2.46% | 2.78% | 3.83% | 3.91% | 3.31% | 3.23% | 3.41% |
Avg credit score | 751.35 | 744.60 | 750.40 | 756.83 | 748.64 | 733.43 | 743.16 | 752.23 | 748.60 |
Avg LTV (loan to value) | 76.15% | 70.30% | 72.65% | 75.03% | 76.64% | 74.69% | 74.21% | 76.77% | 75.49% |
Avg DTI (debt to income) | 33.77 | 33.00 | 30.92 | 31.19 | 32.73 | 32.86 | 31.63 | 32.32 | 30.75 |
Avg refinance insurance % | 10.12% | 5.09% | 4.62% | 5.83% | 8.77% | 7.06% | 6.70% | 7.52% | 7.48% |
Best Refinance Brokers around Ramer, Alabama 36069
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Ramer, Alabama 36069, we have compiled a list of top refinance brokers to assist you in the process.
Kimberly Lumpkin
Loan Originator
4121 Carmichael Rd Ste 103
Montgomery, AL 36069
(334) 244-4421
kimberlylumpkin@synovusmortgage.com
Vicki Williams
President
4260 Carmichael Ct N
Montgomery, AL 36069
(334) 277-0900
VickiW@Anchormort.com
Reba Curtis
Loan Officer
4260 Carmichael Ct N
Montgomery, AL 36069
(334) 277-0900
RebaC@Anchormort.com
Wendy Coker
Loan Officer
4260 Carmichael Ct N
Montgomery, AL 36069
(334) 277-0900
WendyC@Anchormort.com
Nancy Eckermann
Loan Officer
4260 Carmichael Ct N
Montgomery, AL 36069
(334) 277-0900
Nancye@anchormort.com
Address
4121 Carmichael Rd Ste 103
Montgomery, AL
Contact
(334) 244-4421
Fax (301) 639-0804
kimberlylumpkin@synovusmortgage.com
Address
4260 Carmichael Ct N
Montgomery, AL
Contact
(334) 277-0900
Fax (301) 639-0804
VickiW@Anchormort.com
Address
4260 Carmichael Ct N
Montgomery, AL
Contact
(334) 277-0900
Fax (301) 639-0804
RebaC@Anchormort.com