Compare Today’s Refinance Rates for Randolph, Alabama 36792
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Randolph, Alabama 36792.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Randolph, Alabama 36792. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,044 or $14 per month in Randolph and other parts of Bibb county.
Summary of Average Refinances in Randolph, Alabama 36792
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Interactive Refinance Rate Projections for Randolph, Alabama 36792
Pureloan has developed an interactive chart to monitor the five largest local lenders in Randolph, AL 36792, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Randolph, Alabama 36792 from 2024 - 2016
The following historical data provides insights into refinancing trends in Randolph, Alabama and the surrounding Bibb county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.46% | 64.00% | 56.88% | 56.29% | 68.15% | 63.89% | 63.50% | 60.76% | 65.05% |
avg refi rate | 6.30% | 3.89% | 2.98% | 3.26% | 4.27% | 4.60% | 4.14% | 3.95% | 4.09% |
% 15 year fixed refinance | 11.54% | 17.78% | 26.81% | 28.62% | 22.93% | 25.00% | 24.09% | 25.95% | 22.58% |
avg refi rate | 5.92% | 2.65% | 2.46% | 2.78% | 3.83% | 3.91% | 3.31% | 3.23% | 3.41% |
Avg credit score | 751.35 | 744.60 | 750.40 | 756.83 | 748.64 | 733.43 | 743.16 | 752.23 | 748.60 |
Avg LTV (loan to value) | 76.15% | 70.30% | 72.65% | 75.03% | 76.64% | 74.69% | 74.21% | 76.77% | 75.49% |
Avg DTI (debt to income) | 33.77 | 33.00 | 30.92 | 31.19 | 32.73 | 32.86 | 31.63 | 32.32 | 30.75 |
Avg refinance insurance % | 10.12% | 5.09% | 4.62% | 5.83% | 8.77% | 7.06% | 6.70% | 7.52% | 7.48% |
Best Refinance Brokers around Randolph, Alabama 36792
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Randolph, Alabama 36792, we have compiled a list of top refinance brokers to assist you in the process.
Lillie King
Loan Officer
600 2nd Ave
Opelika, AL 36792
(334) 363-3071
LKing@bbandt.com
Gerald Clark
Home Mortgage Consultant
2607 E Glenn Ave
Auburn, AL 36792
(334) 502-0245
gerald.clark@wellsfargo.com
Houston Russell
Home Mortgage Consultant
2607 E Glenn Ave
Auburn, AL 36792
(334) 502-0245
houston.russell@wellsfargo.com
John Reese
Home Mortgage Consultant
2607 E Glenn Ave
Auburn, AL 36792
(334) 502-0245
john.reese@wellsfargo.com
Daniel Dunlop
Home Mortgage Consultant
2607 E Glenn Ave
Auburn, AL 36792
(334) 502-0245
daniel.dunlop@wellsfargo.com
Address
600 2nd Ave
Opelika, AL
Contact
(334) 363-3071
Fax (301) 639-0804
LKing@bbandt.com
Address
2607 E Glenn Ave
Auburn, AL
Contact
(334) 502-0245
Fax (301) 639-0804
gerald.clark@wellsfargo.com
Address
2607 E Glenn Ave
Auburn, AL
Contact
(334) 502-0245
Fax (301) 639-0804
houston.russell@wellsfargo.com