Compare Today’s Refinance Rates for Rogersville, Alabama 35652
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Rogersville, Alabama 35652.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $6,255 over the lifetime of your mortgage, which translates to a monthly savings of $17 in Rogersville and other areas of Lauderdale county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Rogersville, Alabama 35652
Become a certified mortgage expert on Pureloan.com
in Rogersville, Alabama 35652
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Rogersville, Alabama 35652
Pureloan has developed an interactive chart to monitor the five largest local lenders in Rogersville, AL 35652, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Rogersville, Alabama 35652 from 2024 - 2016
The following historical data provides insights into refinancing trends in Rogersville, Alabama and the surrounding Lauderdale county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.95% | 64.71% | 59.38% | 52.59% | 65.45% | 76.11% | 65.47% | 56.64% | 57.27% |
avg refi rate | 6.19% | 3.81% | 2.91% | 3.16% | 4.25% | 4.50% | 4.04% | 3.87% | 4.08% |
% 15 year fixed refinance | 19.05% | 21.11% | 24.43% | 30.91% | 24.09% | 17.78% | 25.11% | 31.42% | 33.64% |
avg refi rate | 5.77% | 2.88% | 2.43% | 2.69% | 3.75% | 3.88% | 3.34% | 3.13% | 3.24% |
Avg credit score | 748.67 | 741.20 | 748.43 | 755.11 | 743.69 | 745.85 | 747.27 | 748.12 | 751.45 |
Avg LTV (loan to value) | 66.38% | 63.39% | 69.07% | 71.88% | 73.09% | 76.17% | 73.33% | 70.95% | 73.29% |
Avg DTI (debt to income) | 32.10 | 30.82 | 30.01 | 29.87 | 31.76 | 32.30 | 31.20 | 30.51 | 30.28 |
Avg refinance insurance % | 3.43% | 2.35% | 2.83% | 4.82% | 6.40% | 6.31% | 5.01% | 4.87% | 5.49% |
Best Refinance Brokers around Rogersville, Alabama 35652
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Rogersville, Alabama 35652, we have compiled a list of top refinance brokers to assist you in the process.
Mark Tackett
Loan Officer
103 Spenryn Dr
Madison, AL 35652
(770) 833-4570
mtackett@platinumez.com
Ryan Blackburn
Loan Officer
103 Spenryn Dr
Madison, AL 35652
(256) 258-2404
rblackburn@platinumez.com
Eric Shine
Loan Officer
103 Spenryn Dr
Madison, AL 35652
(865) 567-2100
eshine@platinumez.com
Kymberly Gonzales
Loan Officer
103 Spenryn Dr
Madison, AL 35652
(404) 993-1153
kgonzales@platinumez.com
Charles Hart
Loan Officer
103 Spenryn Dr
Madison, AL 35652
(205) 821-0363
chart@platinumez.com
Address
103 Spenryn Dr
Madison, AL
Contact
(770) 833-4570
Fax (301) 639-0804
mtackett@platinumez.com
Address
103 Spenryn Dr
Madison, AL
Contact
(256) 258-2404
Fax (301) 639-0804
rblackburn@platinumez.com
Address
103 Spenryn Dr
Madison, AL
Contact
(865) 567-2100
Fax (301) 639-0804
eshine@platinumez.com