Compare Today’s Refinance Rates for Rutledge, Alabama 36071
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Rutledge, Alabama 36071.
With a 30-year amortization refinance in Rutledge and surrounding areas of Crenshaw county, our calculations show that you can expect to save up to $6,098 over the lifetime of your mortgage, or a monthly savings of $17. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Rutledge, Alabama 36071.
Summary of Average Refinances in Rutledge, Alabama 36071
Become a certified mortgage expert on Pureloan.com
in Rutledge, Alabama 36071
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Rutledge, Alabama 36071
Pureloan has developed an interactive chart to monitor the five largest local lenders in Rutledge, AL 36071, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Rutledge, Alabama 36071 from 2024 - 2016
The following historical data provides insights into refinancing trends in Rutledge, Alabama and the surrounding Crenshaw county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.46% | 64.00% | 56.88% | 56.29% | 68.15% | 63.89% | 63.50% | 60.76% | 65.05% |
avg refi rate | 6.30% | 3.89% | 2.98% | 3.26% | 4.27% | 4.60% | 4.14% | 3.95% | 4.09% |
% 15 year fixed refinance | 11.54% | 17.78% | 26.81% | 28.62% | 22.93% | 25.00% | 24.09% | 25.95% | 22.58% |
avg refi rate | 5.92% | 2.65% | 2.46% | 2.78% | 3.83% | 3.91% | 3.31% | 3.23% | 3.41% |
Avg credit score | 751.35 | 744.60 | 750.40 | 756.83 | 748.64 | 733.43 | 743.16 | 752.23 | 748.60 |
Avg LTV (loan to value) | 76.15% | 70.30% | 72.65% | 75.03% | 76.64% | 74.69% | 74.21% | 76.77% | 75.49% |
Avg DTI (debt to income) | 33.77 | 33.00 | 30.92 | 31.19 | 32.73 | 32.86 | 31.63 | 32.32 | 30.75 |
Avg refinance insurance % | 10.12% | 5.09% | 4.62% | 5.83% | 8.77% | 7.06% | 6.70% | 7.52% | 7.48% |
Best Refinance Brokers around Rutledge, Alabama 36071
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Rutledge, Alabama 36071, we have compiled a list of top refinance brokers to assist you in the process.
Kimberly Lumpkin
Loan Originator
4121 Carmichael Rd Ste 103
Montgomery, AL 36071
(334) 244-4421
kimberlylumpkin@synovusmortgage.com
Vicki Williams
President
4260 Carmichael Ct N
Montgomery, AL 36071
(334) 277-0900
VickiW@Anchormort.com
Reba Curtis
Loan Officer
4260 Carmichael Ct N
Montgomery, AL 36071
(334) 277-0900
RebaC@Anchormort.com
Wendy Coker
Loan Officer
4260 Carmichael Ct N
Montgomery, AL 36071
(334) 277-0900
WendyC@Anchormort.com
Nancy Eckermann
Loan Officer
4260 Carmichael Ct N
Montgomery, AL 36071
(334) 277-0900
Nancye@anchormort.com
Address
4121 Carmichael Rd Ste 103
Montgomery, AL
Contact
(334) 244-4421
Fax (301) 639-0804
kimberlylumpkin@synovusmortgage.com
Address
4260 Carmichael Ct N
Montgomery, AL
Contact
(334) 277-0900
Fax (301) 639-0804
VickiW@Anchormort.com
Address
4260 Carmichael Ct N
Montgomery, AL
Contact
(334) 277-0900
Fax (301) 639-0804
RebaC@Anchormort.com