Compare Today’s Refinance Rates for Shorter, Alabama 36075
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Shorter, Alabama 36075.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Shorter, Alabama 36075. For 30-year amortization refinancing, you can expect lifetime cash savings of $7,349 or $20 per month in Shorter and other parts of Macon county.
Summary of Average Refinances in Shorter, Alabama 36075
Become a certified mortgage expert on Pureloan.com
in Shorter, Alabama 36075
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Shorter, Alabama 36075
Pureloan has developed an interactive chart to monitor the five largest local lenders in Shorter, AL 36075, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Shorter, Alabama 36075 from 2024 - 2016
The following historical data provides insights into refinancing trends in Shorter, Alabama and the surrounding Macon county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.46% | 64.00% | 56.88% | 56.29% | 68.15% | 63.89% | 63.50% | 60.76% | 65.05% |
avg refi rate | 6.30% | 3.89% | 2.98% | 3.26% | 4.27% | 4.60% | 4.14% | 3.95% | 4.09% |
% 15 year fixed refinance | 11.54% | 17.78% | 26.81% | 28.62% | 22.93% | 25.00% | 24.09% | 25.95% | 22.58% |
avg refi rate | 5.92% | 2.65% | 2.46% | 2.78% | 3.83% | 3.91% | 3.31% | 3.23% | 3.41% |
Avg credit score | 751.35 | 744.60 | 750.40 | 756.83 | 748.64 | 733.43 | 743.16 | 752.23 | 748.60 |
Avg LTV (loan to value) | 76.15% | 70.30% | 72.65% | 75.03% | 76.64% | 74.69% | 74.21% | 76.77% | 75.49% |
Avg DTI (debt to income) | 33.77 | 33.00 | 30.92 | 31.19 | 32.73 | 32.86 | 31.63 | 32.32 | 30.75 |
Avg refinance insurance % | 10.12% | 5.09% | 4.62% | 5.83% | 8.77% | 7.06% | 6.70% | 7.52% | 7.48% |
Best Refinance Brokers around Shorter, Alabama 36075
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Shorter, Alabama 36075, we have compiled a list of top refinance brokers to assist you in the process.
Kimberly Lumpkin
Loan Originator
4121 Carmichael Rd Ste 103
Montgomery, AL 36075
(334) 244-4421
kimberlylumpkin@synovusmortgage.com
Vicki Williams
President
4260 Carmichael Ct N
Montgomery, AL 36075
(334) 277-0900
VickiW@Anchormort.com
Reba Curtis
Loan Officer
4260 Carmichael Ct N
Montgomery, AL 36075
(334) 277-0900
RebaC@Anchormort.com
Wendy Coker
Loan Officer
4260 Carmichael Ct N
Montgomery, AL 36075
(334) 277-0900
WendyC@Anchormort.com
Nancy Eckermann
Loan Officer
4260 Carmichael Ct N
Montgomery, AL 36075
(334) 277-0900
Nancye@anchormort.com
Address
4121 Carmichael Rd Ste 103
Montgomery, AL
Contact
(334) 244-4421
Fax (301) 639-0804
kimberlylumpkin@synovusmortgage.com
Address
4260 Carmichael Ct N
Montgomery, AL
Contact
(334) 277-0900
Fax (301) 639-0804
VickiW@Anchormort.com
Address
4260 Carmichael Ct N
Montgomery, AL
Contact
(334) 277-0900
Fax (301) 639-0804
RebaC@Anchormort.com