Compare Today’s Refinance Rates for Toxey, Alabama 36921
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Toxey, Alabama 36921.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Toxey, Alabama 36921. For 30-year amortization refinancing, you can expect lifetime cash savings of $9,176 or $25 per month in Toxey and other parts of Choctaw county.
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Summary of Average Refinances in Toxey, Alabama 36921
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Interactive Refinance Rate Projections for Toxey, Alabama 36921
Pureloan has developed an interactive chart to monitor the five largest local lenders in Toxey, AL 36921, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Toxey, Alabama 36921 from 2024 - 2016
The following historical data provides insights into refinancing trends in Toxey, Alabama and the surrounding Choctaw county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
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% 30 year fixed refinance | 88.46% | 64.00% | 56.88% | 56.29% | 68.15% | 63.89% | 63.50% | 60.76% | 65.05% |
avg refi rate | 6.30% | 3.89% | 2.98% | 3.26% | 4.27% | 4.60% | 4.14% | 3.95% | 4.09% |
% 15 year fixed refinance | 11.54% | 17.78% | 26.81% | 28.62% | 22.93% | 25.00% | 24.09% | 25.95% | 22.58% |
avg refi rate | 5.92% | 2.65% | 2.46% | 2.78% | 3.83% | 3.91% | 3.31% | 3.23% | 3.41% |
Avg credit score | 751.35 | 744.60 | 750.40 | 756.83 | 748.64 | 733.43 | 743.16 | 752.23 | 748.60 |
Avg LTV (loan to value) | 76.15% | 70.30% | 72.65% | 75.03% | 76.64% | 74.69% | 74.21% | 76.77% | 75.49% |
Avg DTI (debt to income) | 33.77 | 33.00 | 30.92 | 31.19 | 32.73 | 32.86 | 31.63 | 32.32 | 30.75 |
Avg refinance insurance % | 10.12% | 5.09% | 4.62% | 5.83% | 8.77% | 7.06% | 6.70% | 7.52% | 7.48% |
Best Refinance Brokers around Toxey, Alabama 36921
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Toxey, Alabama 36921, we have compiled a list of top refinance brokers to assist you in the process.
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